Home purchase lenders in Butler County
4,510 home purchase mortgages were made in Butler County, Ohio, in 2025, by 308 lenders. The median rate their borrowers got was 6.625% on a median loan of $255,000. Of 5,210 decisions, 515 were denials — 9.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 283 | 6.625% | $255,000 | 7.5% |
| Union Savings Bank | 261 | 6.750% | $285,000 | 3.6% |
| FIRST COMMUNITY MORTGAGE, INC. | 187 | 6.740% | $245,000 | 4.2% |
| UNION HOME MORTGAGE CORP. | 162 | 6.625% | $255,000 | 3.5% |
| Rocket Mortgage, LLC | 157 | 6.500% | $235,000 | 15.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 147 | 6.825% | $255,000 | 3.9% |
| Fifth Third Bank, National Association | 146 | 6.500% | $215,000 | 13.9% |
| The Huntington National Bank | 133 | 6.625% | $295,000 | 5.0% |
| M/I FINANCIAL, LLC | 129 | 5.875% | $395,000 | 5.2% |
| DAS Acquisition Company, LLC | 89 | 6.750% | $235,000 | 0.0% |
| First Financial Bank | 86 | 6.500% | $175,000 | 15.7% |
| Mortgage Research Center, LLC | 85 | 6.625% | $275,000 | 3.4% |
| Fairway Independent Mortgage Corporation | 83 | 6.990% | $255,000 | 7.8% |
| RUOFF MORTGAGE COMPANY, INC. | 83 | 6.875% | $265,000 | 1.1% |
| U.S. Bank National Association | 82 | 6.500% | $270,000 | 16.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 78 | 6.990% | $215,000 | 1.3% |
| GUARANTEED RATE AFFINITY, LLC | 71 | 6.600% | $265,000 | 4.0% |
| 3RD STREET FINANCIAL CORP. | 70 | 6.500% | $250,000 | 0.0% |
| Guardian Savings Bank | 63 | 6.750% | $275,000 | 14.5% |
| JPMorgan Chase Bank, National Association | 62 | 6.500% | $285,000 | 13.9% |
| SIBCY CLINE MORTGAGE SERVICES, INC. | 58 | 6.875% | $285,000 | 4.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 58 | 6.750% | $245,000 | 8.5% |
| Kiavi Funding, Inc. | 57 | 10.950% | $135,000 | 1.6% |
| NFM, INC. | 52 | 6.990% | $235,000 | 3.7% |
| VICTORY MORTGAGE, L.L.C. | 52 | 5.875% | $450,000 | 1.9% |
| NVR Mortgage Finance, Inc. | 51 | 6.250% | $325,000 | 17.7% |
| RAPID MORTGAGE COMPANY | 49 | 6.875% | $255,000 | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 48 | 6.433% | $290,000 | 10.9% |
| Synergy One Lending, Inc. | 44 | 6.750% | $245,000 | 4.4% |
| WRIGHT-PATT CREDIT UNION, INC. | 42 | 5.875% | $275,000 | 4.4% |
| RMC HOME MORTGAGE, LLC | 42 | 6.490% | $465,000 | 4.3% |
| GUARANTEED RATE, INC. | 39 | 6.700% | $215,000 | 2.5% |
| PNC Bank, National Association | 39 | 6.500% | $245,000 | 4.9% |
| Cornerstone First Mortgage, Inc | 30 | 6.813% | $240,000 | 6.3% |
| BAYSHORE MORTGAGE FUNDING, LLC | 29 | 6.750% | $245,000 | 6.5% |
| Click n' Close, Inc. | 28 | 6.870% | $200,000 | 9.7% |
| GENERAL ELECTRIC CREDIT UNION | 27 | 6.375% | $265,000 | 5.9% |
| Warsaw Federal Savings and Loan Association | 27 | 6.700% | $155,000 | 12.9% |
| 1st National Bank | 27 | 6.625% | $305,000 | 0.0% |
| LCNB National Bank | 26 | 6.625% | $360,000 | 5.9% |
| PENNYMAC LOAN SERVICES, LLC | 25 | 6.750% | $305,000 | 3.9% |
| Republic Bank & Trust Company | 24 | 6.313% | $165,000 | 0.0% |
| LOWER, LLC | 24 | 6.625% | $250,000 | 4.0% |
| SUPERIOR CREDIT UNION, INC. | 24 | 6.125% | $325,000 | 0.0% |
| Somerville Bank | 24 | Not published | $210,000 | 0.0% |
| 21st Mortgage Corporation | 23 | 11.070% | $55,000 | 73.6% |
| Broker Solutions, Inc. | 23 | 6.875% | $235,000 | 4.2% |
| Paramount Residential Mortgage Group, Inc. | 23 | 6.990% | $335,000 | 8.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 22 | 6.563% | $490,000 | 31.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 22 | 6.370% | $225,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 21 | 5.375% | $355,000 | 12.5% |
| Navy Federal Credit Union | 20 | 6.313% | $325,000 | 9.1% |
| NEWREZ LLC | 20 | 6.500% | $240,000 | 13.0% |
| ZILLOW HOME LOANS, LLC | 19 | 6.500% | $215,000 | 4.8% |
| T2 FINANCIAL LLC | 19 | 6.750% | $255,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 18 | 6.750% | $220,000 | 10.0% |
| BoxCar Mortgage, LLC | 18 | 6.938% | $275,000 | 9.1% |
| TELHIO | 18 | 6.490% | $185,000 | 0.0% |
| Valley Central Bank | 18 | Not published | $235,000 | 5.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 17 | 6.250% | $215,000 | 4.6% |
| VAN DYK MORTGAGE CORPORATION | 17 | 6.750% | $255,000 | 5.6% |
| STOCKTON MORTGAGE CORPORATION | 17 | 7.000% | $255,000 | 5.6% |
| GVC MORTGAGE, INC. | 17 | 6.500% | $215,000 | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 17 | 7.250% | $115,000 | 10.5% |
| CMG MORTGAGE, INC. | 16 | 6.875% | $285,000 | 0.0% |
| RiverHills Bank | 16 | 6.875% | $290,000 | 10.5% |
| KEMBA CREDIT UNION, INC. | 16 | 6.188% | $225,000 | 0.0% |
| AURGROUP FINANCIAL CREDIT UNION, INC. | 16 | 6.688% | $185,000 | 0.0% |
| Bank of America, National Association | 15 | 6.125% | $265,000 | 5.9% |
| Prosperity Home Mortgage, LLC | 15 | 6.750% | $245,000 | 0.0% |
| THE LOAN STORE, INC. | 13 | 6.875% | $315,000 | 7.1% |
| Loandepot.Com, LLC | 13 | 6.990% | $215,000 | 7.1% |
| CHURCHILL MORTGAGE CORPORATION | 13 | 6.625% | $275,000 | 0.0% |
| The North Side Bank & Trust Company | 13 | 7.000% | $225,000 | 0.0% |
| WesBanco Bank, Inc. | 12 | 6.875% | $425,000 | 33.3% |
| Day Air Credit Union, Inc. | 12 | 6.438% | $325,000 | 0.0% |
| Loan Funder LLC | 12 | 10.375% | $115,000 | 0.0% |
| POLARIS HOME FUNDING CORP. | 12 | 6.750% | $230,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 6.438% | $375,000 | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 11 | 6.250% | $215,000 | 0.0% |
| Liberty | 10 | 6.563% | $215,000 | 16.7% |
| The Park National Bank | 10 | 7.000% | $195,000 | 0.0% |
| First Commonwealth Bank | 10 | 6.500% | $315,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | Under 10 loans | Under 10 loans | 70.0% |
| TRIAD FINANCIAL SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 53.7% |
| USAA Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Wells Fargo Bank, National Association | 9 | Under 10 loans | Under 10 loans | 25.0% |
| General Mortgage Capital Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| German American Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 33.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 27.3% |
| NATIONSTAR MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Bath State Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| CINFED Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 36.4% |
| FIRST COLONY MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 6 | Under 10 loans | Under 10 loans | 36.4% |
| MOVEMENT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NATIONS DIRECT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Peoples Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| V.I.P. MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MYCUMORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| EQUITY RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Miami Savings Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST OHIO HOME FINANCE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Citizens Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Truist Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Harrison Building and Loan Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 3 | Under 10 loans | Under 10 loans | 50.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Spring Valley Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GUILD MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stock Yards Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples First Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MIAMI UNIVERSITY COMMUNITY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHERN MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sharefax Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Park Lane Finance Solutions, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| GREENSTATE Credit Union | 2 | Under 10 loans | Under 10 loans | 75.0% |
| DEVELOPER'S MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Civista Bank | 2 | Under 10 loans | Under 10 loans | 57.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 25.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 33.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE OLD FORT BANKING COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ally Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FCN Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Citizens National Bank of Bluffton | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of West Virginia | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The State Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 1 | Under 10 loans | Under 10 loans | 74.2% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900O723MCLR701H50 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Forcht Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CF Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SmartFi Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Gateway First Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 108 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.