Flagstar Bank, N.A. received 19,112 applications in 2025 and made
9,656 mortgages, in 1,540 counties across 51 states.
The median rate its borrowers got was 6.619% on a median loan of $255,000.
Of 15,375 decisions, 5,391 were denials — 35.1%, most often for credit application incomplete.
When Flagstar Bank, N.A.’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are
not a lender, a broker or a lead generator: this is a notification about published data, not a sales call.
Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.