FCN Bank, National Association
FCN Bank, National Association received 280 applications in 2025 and made 243 mortgages, in 21 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 261 decisions, 15 were denials — 5.8%.
| Legal Entity Identifier | 549300XYOAX0LV89BL94 |
|---|---|
| Applications received | 280 |
| Mortgages made | 243 |
| Denied | 15 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 19 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: FCN Bank, National Association, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 103 | Not published | $245,000 | 2.8% |
| Refinancing | 16 | Not published | $100,000 | 11.1% |
| Cash-out refinancing | 74 | Not published | $130,000 | 9.6% |
| Other purposes | 50 | Not published | $45,000 | 3.8% |
Where FCN Bank, National Association lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Franklin County, IN | 72 | Not published | 5.2% |
| Dearborn County, IN | 45 | Not published | 2.2% |
| Ripley County, IN | 43 | Not published | 6.4% |
| Hamilton County, OH | 26 | Not published | 0.0% |
| Fayette County, IN | 21 | Not published | 16.0% |
| Decatur County, IN | 8 | Under 10 loans | 0.0% |
| Butler County, OH | 5 | Under 10 loans | 28.6% |
| Union County, IN | 4 | Under 10 loans | 0.0% |
| Ohio County, IN | 3 | Under 10 loans | 0.0% |
| Hamilton County, IN | 2 | Under 10 loans | 0.0% |
| Rush County, IN | 2 | Under 10 loans | 0.0% |
| Wayne County, IN | 2 | Under 10 loans | 0.0% |
| Jefferson County, KY | 2 | Under 10 loans | 0.0% |
| Henry County, IN | 1 | Under 10 loans | 50.0% |
| Howard County, IN | 1 | Under 10 loans | 0.0% |
| Marion County, IN | 1 | Under 10 loans | 0.0% |
| Switzerland County, IN | 1 | Under 10 loans | 0.0% |
| Boone County, KY | 1 | Under 10 loans | 0.0% |
| Campbell County, KY | 1 | Under 10 loans | 0.0% |
| Clermont County, OH | 1 | Under 10 loans | 0.0% |
| Warren County, OH | 1 | Under 10 loans | 0.0% |
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When FCN Bank, National Association’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.