Mortgage Lender Index

THE OLD FORT BANKING COMPANY

THE OLD FORT BANKING COMPANY received 250 applications in 2025 and made 187 mortgages, in 31 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $205,000. Of 235 decisions, 23 were denials — 9.8%. 92 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300AWVW2ZYIVA5297
Applications received250
Mortgages made187
Denied23
Approved, not taken up25
Withdrawn or incomplete15
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: The Old Fort Banking Company, 11 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase140 Not published$215,000 4.1%
Refinancing9 Under 10 loansUnder 10 loans 25.0%
Cash-out refinancing31 Not published$155,000 17.5%
Other purposes7 Under 10 loansUnder 10 loans 46.2%

Where THE OLD FORT BANKING COMPANY lends most

The 31 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Greene County, OH 65Not published10.4%
Seneca County, OH 38Not published4.3%
Montgomery County, OH 18Not published9.5%
Hancock County, OH 12Not published6.3%
Sandusky County, OH 10Not published20.0%
Ottawa County, OH 7Under 10 loans0.0%
Warren County, OH 7Under 10 loans0.0%
Wood County, OH 4Under 10 loans16.7%
Franklin County, OH 3Under 10 loans0.0%
Butler County, OH 2Under 10 loans0.0%
Erie County, OH 2Under 10 loans33.3%
Hamilton County, OH 2Under 10 loans0.0%
Lake County, OH 2Under 10 loans0.0%
Lucas County, OH 2Under 10 loans0.0%
Miami County, OH 2Under 10 loans0.0%
Maricopa County, AZ 1Under 10 loans0.0%
Cook County, IL 1Under 10 loans0.0%
Ashland County, OH 1Under 10 loans0.0%
Clark County, OH 1Under 10 loans0.0%
Licking County, OH 1Under 10 loans0.0%
Lorain County, OH 1Under 10 loans0.0%
Scioto County, OH 1Under 10 loans0.0%
Summit County, OH 1Under 10 loans0.0%
Wyandot County, OH 1Under 10 loans50.0%
Campbell County, TN 1Under 10 loans0.0%
Davidson County, TN 1Under 10 loans0.0%
Brown County, OH 0Under 10 loans0.0%
Clinton County, OH 0Under 10 loans33.3%
Stark County, OH 0Under 10 loans0.0%
Lexington County, SC 0Under 10 loansNot published
Sevier County, TN 0Under 10 loans100.0%

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When THE OLD FORT BANKING COMPANY’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.