Mortgage Lender Index

KeyBank National Association

KeyBank National Association received 15,640 applications in 2025 and made 8,717 mortgages, in 650 counties across 43 states. The median rate its borrowers got was 6.625% on a median loan of $175,000. Of 13,267 decisions, 4,345 were denials — 32.8%, most often for credit history.

Legal Entity IdentifierHUX2X73FUCYHUVH1BK78
Applications received15,640
Mortgages made8,717
Denied4,345
Approved, not taken up205
Withdrawn or incomplete2,373
Loans bought from other lenders122
Median rate spread over the prime offer rate0.274 points
FDIC-insured bankYes: KeyBank National Association, 950 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase3,539 6.375%$255,000 16.9%
Refinancing1,192 7.750%$155,000 35.7%
Cash-out refinancing1,290 6.500%$185,000 40.4%
Other purposes2,696 9.040%$85,000 42.3%

Where KeyBank National Association lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Erie County, NY 7726.500%27.4%
Cuyahoga County, OH 6636.125%29.6%
King County, WA 3266.375%40.5%
Lucas County, OH 2446.500%19.4%
Niagara County, NY 1946.375%28.1%
Monroe County, NY 1766.563%38.0%
Onondaga County, NY 1616.500%29.5%
Pierce County, WA 1406.750%33.3%
Allegheny County, PA 1387.500%35.4%
Capitol Planning Region, CT 1377.250%37.7%
Franklin County, OH 1296.500%33.0%
Stark County, OH 1097.125%24.0%
Summit County, OH 1077.000%30.6%
Snohomish County, WA 1056.500%42.7%
Albany County, NY 976.625%29.7%
Lorain County, OH 976.750%32.0%
Marion County, IN 946.500%35.5%
Montgomery County, PA 907.625%33.1%
Washington County, OR 896.625%29.7%
Oneida County, NY 806.375%22.6%
South Central Connecticut Planning Region, CT 796.875%46.4%
Multnomah County, OR 756.750%31.3%
Montgomery County, OH 726.688%32.1%
Saratoga County, NY 716.500%16.9%
Clackamas County, OR 688.500%27.4%
Ada County, ID 676.875%26.3%
Westmoreland County, PA 658.500%17.3%
Rensselaer County, NY 646.563%30.9%
Hamilton County, IN 636.625%29.2%
Lake County, OH 636.625%31.6%
Monroe County, MI 596.500%22.4%
Marion County, OR 596.625%30.6%
Schenectady County, NY 566.500%36.7%
Wood County, OH 536.500%14.5%
Salt Lake County, UT 536.750%36.1%
Dutchess County, NY 526.625%26.8%
Madison County, IN 486.625%29.4%
Cumberland County, ME 487.850%41.6%
Erie County, OH 486.813%31.4%
Cayuga County, NY 476.500%20.3%
Hamilton County, OH 477.000%31.9%
Jefferson County, CO 456.875%36.1%
Linn County, OR 456.750%36.0%
Elkhart County, IN 446.625%34.8%
Rockland County, NY 446.563%40.0%
Chester County, PA 448.125%36.6%
St. Joseph County, IN 426.875%27.1%
Orange County, NY 416.875%33.3%
Westchester County, NY 416.875%37.7%
Medina County, OH 406.875%27.6%

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When KeyBank National Association’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.