Kiavi Funding, Inc. received 45,169 applications in 2025 and made
25,528 mortgages, in 1,364 counties across 49 states.
The median rate its borrowers got was 9.950% on a median loan of $215,000.
Of 29,625 decisions, 3,300 were denials — 11.1%, most often for collateral.
Legal Entity Identifier
5493006VAGP3GQ8FJT49
Applications received
45,169
Mortgages made
25,528
Denied
3,300
Approved, not taken up
797
Withdrawn or incomplete
15,544
Loans bought from other lenders
0
Median rate spread over the prime offer rate
Not published
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
18,845
10.450%
$235,000
8.5%
Refinancing
6,683
7.375%
$165,000
17.8%
Where Kiavi Funding, Inc. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When Kiavi Funding, Inc.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.