Mortgage Lender Index

PRIMARY RESIDENTIAL MORTGAGE, INC.

PRIMARY RESIDENTIAL MORTGAGE, INC. received 13,770 applications in 2025 and made 9,570 mortgages, in 1,066 counties across 50 states. The median rate its borrowers got was 6.625% on a median loan of $285,000. Of 10,336 decisions, 765 were denials — 7.4%, most often for debt-to-income ratio.

Legal Entity Identifier54930052M48FOD3CWA54
Applications received13,770
Mortgages made9,570
Denied765
Approved, not taken up1
Withdrawn or incomplete3,434
Loans bought from other lenders0
Median rate spread over the prime offer rate0.434 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase8,389 6.625%$275,000 6.0%
Refinancing588 6.125%$355,000 12.8%
Cash-out refinancing593 6.750%$265,000 19.3%

Where PRIMARY RESIDENTIAL MORTGAGE, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Bernalillo County, NM 5126.625%5.5%
Providence County, RI 4976.500%13.4%
Baltimore County, MD 3866.625%5.9%
Baltimore city, MD 2966.625%4.8%
Harford County, MD 2096.500%4.1%
Sandoval County, NM 1636.625%9.4%
Kent County, RI 1546.438%6.7%
York County, PA 1536.625%4.4%
Anne Arundel County, MD 1386.625%2.8%
New Castle County, DE 1236.125%3.9%
Valencia County, NM 1236.500%3.9%
Smith County, TX 1156.625%4.2%
Reno County, KS 1096.750%3.5%
Salt Lake County, UT 1036.625%5.5%
Mesa County, CO 916.500%0.0%
South Central Connecticut Planning Region, CT 916.750%9.9%
Rapides Parish, LA 866.625%2.3%
Weld County, CO 836.250%0.0%
Carroll County, MD 786.750%2.5%
Curry County, NM 776.500%9.4%
Kent County, DE 746.125%10.8%
Clark County, WA 746.500%3.9%
Mecklenburg County, NC 716.625%5.3%
Sumner County, TN 696.625%6.8%
Palm Beach County, FL 686.500%6.9%
Anchorage Municipality, AK 636.375%7.4%
Wake County, NC 586.625%3.3%
Davis County, UT 576.375%1.7%
Weber County, UT 576.625%3.4%
Clark County, NV 556.500%15.4%
El Paso County, CO 536.250%0.0%
Miami-Dade County, FL 536.750%5.4%
Roosevelt County, NM 536.500%7.0%
Brevard County, FL 526.188%1.9%
San Joaquin County, CA 516.500%7.3%
Howard County, MD 506.625%5.7%
Frederick County, MD 486.625%4.0%
Honolulu County, HI 476.375%0.0%
Adams County, PA 446.688%2.2%
Denton County, TX 446.625%6.4%
Broward County, FL 436.875%8.5%
Escambia County, FL 436.625%8.5%
Collier County, FL 426.625%2.3%
Prince George's County, MD 426.625%10.6%
East Baton Rouge Parish, LA 396.625%2.5%
St. Mary's County, MD 376.500%0.0%
Wilson County, TN 376.500%5.1%
Capitol Planning Region, CT 366.625%10.0%
Santa Rosa County, FL 366.438%0.0%
Cecil County, MD 366.625%5.3%

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When PRIMARY RESIDENTIAL MORTGAGE, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.