Mortgage Lender Index

Nations Lending Corporation

Nations Lending Corporation received 8,177 applications in 2025 and made 6,568 mortgages, in 1,213 counties across 49 states. The median rate its borrowers got was 6.500% on a median loan of $265,000. Of 7,781 decisions, 482 were denials — 6.2%, most often for credit history.

Legal Entity Identifier254900WEP08K7U7S3A80
Applications received8,177
Mortgages made6,568
Denied482
Approved, not taken up731
Withdrawn or incomplete396
Loans bought from other lenders0
Median rate spread over the prime offer rate0.329 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase4,532 6.625%$275,000 3.0%
Refinancing965 6.125%$275,000 5.9%
Cash-out refinancing1,071 6.375%$215,000 17.3%
Other purposes0 Under 10 loansUnder 10 loans 0.0%

Where Nations Lending Corporation lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Maricopa County, AZ 3326.500%2.7%
Clark County, NV 2036.500%4.1%
Harris County, TX 1666.500%3.3%
Josephine County, OR 1636.500%0.0%
DeSoto County, MS 1396.500%3.3%
St. Charles County, MO 1386.750%2.7%
Cuyahoga County, OH 1306.750%6.0%
Milwaukee County, WI 1286.875%4.2%
Brown County, WI 1246.563%0.8%
Summit County, OH 1126.750%0.0%
St. Louis County, MO 1096.625%3.1%
Stark County, OH 1016.750%0.0%
Cook County, IL 926.813%12.0%
Pima County, AZ 906.375%3.8%
Jackson County, OR 906.500%0.0%
Kern County, CA 866.625%2.8%
Montgomery County, TX 866.313%1.1%
Winnebago County, WI 836.625%2.2%
Allen County, IN 806.563%0.0%
Hidalgo County, TX 806.688%1.2%
Dane County, WI 806.625%3.5%
Santa Fe County, NM 786.875%1.1%
Outagamie County, WI 736.500%2.5%
Yavapai County, AZ 636.500%1.3%
Tuscarawas County, OH 516.750%1.9%
Shelby County, TN 506.375%5.5%
Ector County, TX 506.813%0.0%
Waukesha County, WI 446.500%0.0%
Wood County, WI 436.750%4.4%
Pinal County, AZ 406.563%6.0%
Hopkins County, TX 376.750%2.5%
Franklin County, OH 366.563%7.3%
Fond du Lac County, WI 366.750%2.6%
Midland County, TX 346.875%0.0%
Baldwin County, AL 316.875%5.9%
McHenry County, IL 306.688%0.0%
Worcester County, MA 306.750%5.9%
Jefferson County, MO 306.563%0.0%
Medina County, OH 306.500%3.1%
Lincoln County, MO 296.750%0.0%
Lorain County, OH 296.750%6.1%
Ventura County, CA 266.563%0.0%
Grand Forks County, ND 266.688%0.0%
Rock County, WI 256.750%10.0%
Grant County, IN 246.875%0.0%
Hennepin County, MN 246.625%4.0%
St. Louis city, MO 246.563%3.6%
Sussex County, NJ 236.500%6.9%
Clark County, WI 226.563%3.6%
Middlesex County, NJ 216.875%12.0%

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When Nations Lending Corporation’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.