Third Federal Savings and Loan Association of Cleveland
Third Federal Savings and Loan Association of Cleveland received 39,368 applications in 2025 and made
21,298 mortgages, in 1,124 counties across 30 states.
The median rate its borrowers got was 6.990% on a median loan of $135,000.
Of 34,615 decisions, 12,275 were denials — 35.5%, most often for debt-to-income ratio.
When Third Federal Savings and Loan Association of Cleveland’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.