Mortgage Lender Index

DHI MORTGAGE COMPANY, LTD.

DHI MORTGAGE COMPANY, LTD. received 101,400 applications in 2025 and made 69,159 mortgages, in 600 counties across 36 states. The median rate its borrowers got was 4.990% on a median loan of $325,000. Of 83,476 decisions, 13,523 were denials — 16.2%, most often for debt-to-income ratio.

Legal Entity Identifier5493001SXWZ4OFP8Z903
Applications received101,400
Mortgages made69,159
Denied13,523
Approved, not taken up794
Withdrawn or incomplete17,924
Loans bought from other lenders158
Median rate spread over the prime offer rate-1.277 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase69,140 4.990%$325,000 16.2%
Refinancing5 Under 10 loansUnder 10 loans 87.5%
Cash-out refinancing14 6.563%$240,000 22.2%

Where DHI MORTGAGE COMPANY, LTD. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Bexar County, TX 1,8403.990%13.7%
Collin County, TX 1,5223.990%15.1%
Clark County, NV 1,4834.990%6.5%
Denton County, TX 1,3524.500%15.5%
Fort Bend County, TX 1,2213.990%18.6%
Pinal County, AZ 1,1053.990%16.5%
Tarrant County, TX 1,0944.500%21.9%
Harris County, TX 1,0594.875%18.7%
Pasco County, FL 1,0454.990%11.0%
Horry County, SC 1,0445.500%24.0%
Montgomery County, TX 1,0054.500%19.1%
Polk County, FL 9194.990%25.1%
Riverside County, CA 9144.750%13.2%
Maricopa County, AZ 8793.990%16.1%
Bell County, TX 8704.750%11.2%
Manatee County, FL 8254.750%17.0%
Utah County, UT 6805.875%9.2%
Baldwin County, AL 6764.990%27.9%
Osceola County, FL 6654.750%14.7%
Hays County, TX 6444.500%17.5%
Hillsborough County, FL 5774.750%12.9%
Berkeley County, SC 5644.500%14.2%
Spartanburg County, SC 5604.990%20.6%
Kaufman County, TX 5543.990%17.1%
Bay County, FL 5324.750%14.4%
Brunswick County, NC 5285.125%18.7%
Marion County, FL 5014.750%21.2%
Santa Rosa County, FL 4674.750%19.3%
Orange County, FL 4594.750%15.4%
Lee County, FL 4535.125%15.5%
Wake County, NC 4524.990%16.8%
Washoe County, NV 4394.990%10.7%
St. Johns County, FL 4374.500%11.9%
Volusia County, FL 4254.875%13.2%
Snohomish County, WA 4245.625%5.5%
Pima County, AZ 4203.990%11.2%
Greenville County, SC 3885.375%14.4%
Escambia County, FL 3814.990%17.8%
Nueces County, TX 3784.990%12.5%
Brazoria County, TX 3734.500%18.6%
Duval County, FL 3663.990%19.9%
Dallas County, TX 3574.500%13.8%
Williamson County, TX 3554.375%14.7%
Guadalupe County, TX 3443.990%13.8%
Miami-Dade County, FL 3213.990%17.5%
Midland County, TX 3194.990%16.2%
Spokane County, WA 3175.375%8.9%
Weld County, CO 3144.750%13.9%
Madison County, AL 3124.990%9.4%
Kern County, CA 3095.500%10.6%

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When DHI MORTGAGE COMPANY, LTD.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.