GUARANTEED RATE AFFINITY, LLC received 24,672 applications in 2025 and made
15,936 mortgages, in 1,076 counties across 51 states.
The median rate its borrowers got was 6.525% on a median loan of $355,000.
Of 17,385 decisions, 1,178 were denials — 6.8%, most often for debt-to-income ratio.
27 of its applications carried no county and are counted here but on no county page.
Legal Entity Identifier
54930001NSTOD85LT125
Applications received
24,672
Mortgages made
15,936
Denied
1,178
Approved, not taken up
271
Withdrawn or incomplete
7,287
Loans bought from other lenders
33
Median rate spread over the prime offer rate
0.189 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
13,502
6.550%
$355,000
5.0%
Refinancing
1,288
6.125%
$465,000
6.6%
Cash-out refinancing
804
6.750%
$325,000
18.5%
Other purposes
342
8.825%
$75,000
27.3%
Where GUARANTEED RATE AFFINITY, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When GUARANTEED RATE AFFINITY, LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.