ARC HOME LLC received 5,439 applications in 2025 and made
3,131 mortgages, in 861 counties across 51 states.
The median rate its borrowers got was 7.125% on a median loan of $445,000.
Of 3,773 decisions, 600 were denials — 15.9%, most often for other.
Legal Entity Identifier
54930048P8RWCQHQM310
Applications received
5,439
Mortgages made
3,131
Denied
600
Approved, not taken up
42
Withdrawn or incomplete
1,666
Loans bought from other lenders
2,947
Median rate spread over the prime offer rate
0.768 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
1,815
7.250%
$455,000
13.7%
Refinancing
368
7.000%
$485,000
20.4%
Cash-out refinancing
948
7.250%
$410,000
18.1%
Where ARC HOME LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When ARC HOME LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.