Mortgage Lender Index

Every FDIC-insured bank

4,232 banks and savings institutions are insured by the FDIC, as of the 30 June 2026 call reports, with 78,088 offices between them. The hundred largest by assets are below; every one has a page listing its branches by county and, where it reports mortgage applications, its lending.

BankAssetsDepositsOffices
JPMorgan Chase Bank, National Association
Columbus, OH
$4.09 trillion$2.82 trillion5,396
Bank of America, National Association
Charlotte, NC
$2.65 trillion$2.12 trillion3,823
Citibank, National Association
Sioux Falls, SD
$1.98 trillion$1.55 trillion955
Wells Fargo Bank, National Association
Sioux Falls, SD
$1.91 trillion$1.56 trillion4,182
Goldman Sachs Bank USA
New York, NY
$758.8 billion$498.8 billion5
U.S. Bank National Association
Cincinnati, OH
$705.6 billion$541.9 billion2,100
Capital One, National Association
Mclean, VA
$662.2 billion$512.6 billion252
PNC Bank, National Association
Wilmington, DE
$609.8 billion$457.8 billion2,426
Truist Bank
Charlotte, NC
$548.3 billion$419.2 billion1,931
The Bank of New York Mellon
New York, NY
$425.1 billion$372.6 billion27
Morgan Stanley Bank, National Association
Salt Lake City, UT
$419.3 billion$278.9 billion1
State Street Bank and Trust Company
Boston, MA
$412.6 billion$326.2 billion3
TD Bank, National Association
Wilmington, DE
$342.8 billion$277.7 billion1,051
Fifth Third Bank, National Association
Cincinnati, OH
$299.2 billion$240.9 billion1,511
The Huntington National Bank
Columbus, OH
$283.1 billion$227.1 billion1,625
BMO Bank National Association
Chicago, IL
$255.0 billion$194.1 billion987
Charles Schwab Bank, SSB
Westlake, TX
$250.8 billion$225.2 billion1
Morgan Stanley Private Bank, National Association
Purchase, NY
$250.4 billion$211.7 billion1
First-Citizens Bank & Trust Company
Raleigh, NC
$236.3 billion$174.0 billion517
Citizens Bank, National Association
Providence, RI
$232.5 billion$188.7 billion982
Manufacturers and Traders Trust Company
Buffalo, NY
$218.8 billion$172.3 billion962
American Express National Bank
Sandy, UT
$213.9 billion$171.6 billion1
KeyBank National Association
Cleveland, OH
$188.6 billion$158.5 billion950
Ally Bank
Sandy, UT
$188.2 billion$156.6 billion1
The Northern Trust Company
Chicago, IL
$178.6 billion$148.1 billion67
HSBC Bank USA, National Association
Tysons, VA
$173.1 billion$141.2 billion41
Regions Bank
Birmingham, AL
$159.8 billion$131.8 billion1,259
Pinnacle Bank
Nashville, TN
$128.8 billion$102.2 billion429
UBS Bank USA, National Association
Salt Lake City, UT
$124.4 billion$109.3 billion1
Synchrony Bank
Draper, UT
$115.2 billion$86.0 billion2
USAA Federal Savings Bank
Phoenix, AZ
$106.2 billion$92.0 billion5
Santander Bank, N.A.
Wilmington, DE
$104.0 billion$84.4 billion559
City National Bank
Los Angeles, CA
$99.1 billion$81.5 billion71
Western Alliance Bank
Phoenix, AZ
$98.6 billion$82.3 billion38
Zions Bancorporation, N.A.
Salt Lake City, UT
$89.0 billion$76.6 billion413
Flagstar Bank, National Association
Hicksville, NY
$87.7 billion$67.5 billion345
East West Bank
Pasadena, CA
$84.3 billion$70.3 billion98
First Horizon Bank
Memphis, TN
$84.1 billion$68.8 billion416
Old National Bank
Evansville, IN
$73.9 billion$57.0 billion360
UMB Bank, National Association
Kansas City, MO
$71.9 billion$60.2 billion209
SouthState Bank, National Association
Winter Haven, FL
$68.8 billion$56.4 billion373
CIBC Bank USA
Chicago, IL
$66.5 billion$51.5 billion8
Valley National Bank
Passaic, NJ
$66.2 billion$54.3 billion232
Columbia Bank
Roseburg, OR
$65.4 billion$52.2 billion369
Banco Popular de Puerto Rico
San Juan, PR
$63.3 billion$58.7 billion164
SoFi Bank, National Association
Cottonwood Heights, UT
$56.8 billion$46.8 billion4
Frost Bank
San Antonio, TX
$54.0 billion$43.7 billion223
BOKF, National Association
Tulsa, OK
$53.0 billion$40.0 billion116
Associated Bank, National Association
Green Bay, WI
$51.8 billion$40.1 billion217
First National Bank of Pennsylvania
Greenville, PA
$50.8 billion$39.1 billion366
Bank of China
New York, NY
$48.5 billion$24.7 billion1
EverBank, National Association
Jacksonville, FL
$46.7 billion$37.8 billion43
Raymond James Bank
Saint Petersburg, FL
$45.6 billion$41.4 billion1
Prosperity Bank
El Campo, TX
$43.9 billion$32.9 billion406
Barclays Bank Delaware
Wilmington, DE
$43.5 billion$35.3 billion1
MidFirst Bank
Oklahoma City, OK
$42.8 billion$25.3 billion94
Bank OZK
Little Rock, AR
$41.7 billion$34.0 billion272
Deutsche Bank Trust Company Americas
New York, NY
$40.5 billion$28.1 billion1
Atlantic Union Bank
Richmond City, VA
$38.0 billion$30.6 billion185
Hancock Whitney Bank
Gulfport, MS
$36.3 billion$29.9 billion193
Commerce Bank
Kansas City, MO
$35.0 billion$28.1 billion153
Banc of California
Los Angeles, CA
$34.9 billion$28.2 billion85
BankUnited, National Association
Miami Lakes, FL
$34.9 billion$29.1 billion57
First National Bank of Omaha
Omaha, NE
$34.2 billion$27.8 billion139
United Bank
Fairfax, VA
$33.6 billion$27.3 billion237
Texas Capital Bank
Dallas, TX
$33.6 billion$29.4 billion10
Fulton Bank, National Association
Lancaster, PA
$32.6 billion$27.4 billion229
TD Bank USA, National Association
Wilmington, DE
$32.1 billion$27.2 billion1
Glacier Bank
Kalispell, MT
$31.6 billion$24.9 billion261
Eastern Bank
Boston, MA
$31.1 billion$26.1 billion131
BNY Mellon, National Association
Pittsburgh, PA
$30.6 billion$26.0 billion31
City National Bank of Florida
Miami, FL
$29.1 billion$22.1 billion30
United Community Bank
Greenville, SC
$29.0 billion$24.1 billion192
Axos Bank
San Diego, CA
$28.9 billion$24.8 billion3
Sallie Mae Bank
Salt Lake City, UT
$28.5 billion$20.3 billion1
Ameris Bank
Atlanta, GA
$28.4 billion$22.7 billion176
Arvest Bank
Fayetteville, AR
$28.1 billion$24.6 billion229
WesBanco Bank, Inc.
Wheeling, WV
$27.7 billion$21.8 billion219
WaFd Bank
Seattle, WA
$27.6 billion$21.1 billion213
Renasant Bank
Tupelo, MS
$27.0 billion$22.2 billion266
Charles Schwab Premier Bank, SSB
Westlake, TX
$26.6 billion$24.5 billion1
Customers Bank
Malvern, PA
$26.5 billion$21.9 billion7
First Interstate Bank
Billings, MT
$25.8 billion$21.7 billion274
Provident Bank
Jersey City, NJ
$25.7 billion$19.6 billion139
Ameriprise Bank, FSB
Minneapolis, MN
$25.5 billion$23.9 billion2
Rockland Trust Company
Rockland, MA
$25.0 billion$20.5 billion151
Simmons Bank
Pine Bluff, AR
$24.7 billion$19.9 billion229
Cathay Bank
Los Angeles, CA
$24.6 billion$21.1 billion66
Centennial Bank
Conway, AR
$24.6 billion$19.6 billion239
TriState Capital Bank
Pittsburgh, PA
$24.3 billion$22.3 billion2
Bank of Hawaii
Honolulu, HI
$23.8 billion$21.0 billion52
First Hawaiian Bank
Honolulu, HI
$23.6 billion$20.2 billion49
OceanFirst Bank, National Association
Toms River, NJ
$23.2 billion$18.0 billion74
TowneBank
Portsmouth, VA
$22.6 billion$18.8 billion81
Wilmington Savings Fund Society, FSB
Wilmington, DE
$22.6 billion$19.3 billion95
State Bank of India
New York, NY
$22.5 billion$13.2 billion1
First Financial Bank
Cincinnati, OH
$22.4 billion$17.8 billion165
Beacon Bank and Trust
Boston, MA
$22.2 billion$18.6 billion151
Optum Bank, Inc.
Draper, UT
$21.4 billion$16.5 billion1
Seacoast National Bank
Stuart, FL
$21.3 billion$16.8 billion118

By state

A bank’s state is where its head office is; its branches are on the county pages.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.