GENERAL ELECTRIC CREDIT UNION
GENERAL ELECTRIC CREDIT UNION received 1,511 applications in 2025 and made 1,006 mortgages, in 60 counties across 7 states. The median rate its borrowers got was 5.990% on a median loan of $95,000. Of 1,213 decisions, 162 were denials — 13.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300MH5OXXJKWZZY83 |
|---|---|
| Applications received | 1,511 |
| Mortgages made | 1,006 |
| Denied | 162 |
| Approved, not taken up | 45 |
| Withdrawn or incomplete | 298 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -1.19 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 163 | 6.365% | $255,000 | 5.4% |
| Refinancing | 27 | 6.000% | $105,000 | 18.9% |
| Cash-out refinancing | 130 | 8.125% | $75,000 | 17.5% |
| Other purposes | 686 | 5.990% | $75,000 | 14.1% |
Where GENERAL ELECTRIC CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hamilton County, OH | 311 | 5.990% | 17.7% |
| Butler County, OH | 181 | 5.990% | 8.7% |
| Warren County, OH | 131 | 5.990% | 13.9% |
| Clermont County, OH | 120 | 5.990% | 7.4% |
| Boone County, KY | 55 | 5.990% | 14.3% |
| Kenton County, KY | 54 | 5.990% | 5.0% |
| Campbell County, KY | 52 | 5.990% | 1.9% |
| Dearborn County, IN | 17 | 5.990% | 18.2% |
| Brown County, OH | 11 | 5.990% | 20.0% |
| Montgomery County, OH | 11 | 5.990% | 21.4% |
| Adams County, OH | 6 | Under 10 loans | 0.0% |
| Clinton County, OH | 5 | Under 10 loans | 37.5% |
| Franklin County, IN | 4 | Under 10 loans | 0.0% |
| Pendleton County, KY | 4 | Under 10 loans | 0.0% |
| Clark County, OH | 4 | Under 10 loans | 0.0% |
| Franklin County, OH | 4 | Under 10 loans | 20.0% |
| Delaware County, OH | 3 | Under 10 loans | 25.0% |
| Preble County, OH | 3 | Under 10 loans | 0.0% |
| Walton County, FL | 2 | Under 10 loans | 0.0% |
| Marion County, IN | 2 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Polk County, FL | 1 | Under 10 loans | 0.0% |
| Hamilton County, IN | 1 | Under 10 loans | 0.0% |
| Ripley County, IN | 1 | Under 10 loans | 0.0% |
| Steuben County, IN | 1 | Under 10 loans | 0.0% |
| Switzerland County, IN | 1 | Under 10 loans | 0.0% |
| Union County, IN | 1 | Under 10 loans | 0.0% |
| Bracken County, KY | 1 | Under 10 loans | 0.0% |
| Fayette County, KY | 1 | Under 10 loans | 50.0% |
| Harrison County, KY | 1 | Under 10 loans | 50.0% |
| Jefferson County, KY | 1 | Under 10 loans | 50.0% |
| Laurel County, KY | 1 | Under 10 loans | 0.0% |
| Scott County, KY | 1 | Under 10 loans | 0.0% |
| Wayne County, KY | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 1 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 1 | Under 10 loans | 0.0% |
| Erie County, OH | 1 | Under 10 loans | 0.0% |
| Fairfield County, OH | 1 | Under 10 loans | 0.0% |
| Greene County, OH | 1 | Under 10 loans | 0.0% |
| Highland County, OH | 1 | Under 10 loans | 50.0% |
| Knox County, OH | 1 | Under 10 loans | 0.0% |
| Mercer County, OH | 1 | Under 10 loans | 0.0% |
| Scioto County, OH | 1 | Under 10 loans | 0.0% |
| Beaufort County, SC | 1 | Under 10 loans | 0.0% |
| Orangeburg County, SC | 1 | Under 10 loans | 0.0% |
| Campbell County, TN | 1 | Under 10 loans | 0.0% |
| Flagler County, FL | 0 | Under 10 loans | Not published |
| Gallatin County, KY | 0 | Under 10 loans | 0.0% |
| Grant County, KY | 0 | Under 10 loans | 100.0% |
| Hopkins County, KY | 0 | Under 10 loans | 100.0% |
Get told when this changes
When GENERAL ELECTRIC CREDIT UNION’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.