Mortgage lenders, state by state

6,778,636 mortgages were made in 2025 across the 51 states and districts below, as reported by every lender covered by the Home Mortgage Disclosure Act. Who lends, and on what terms, changes at the county line: start with yours.

The denial share here is denials over decisions — originations, denials and approvals the borrower declined — summed across the state’s counties.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.