NORTHERN MORTGAGE SERVICES, LLC
NORTHERN MORTGAGE SERVICES, LLC received 1,029 applications in 2025 and made 810 mortgages, in 101 counties across 10 states. The median rate its borrowers got was 6.625% on a median loan of $265,000. Of 868 decisions, 16 were denials — 1.8%, most often for collateral.
| Legal Entity Identifier | 549300D36J5CQX0I4F44 |
|---|---|
| Applications received | 1,029 |
| Mortgages made | 810 |
| Denied | 16 |
| Approved, not taken up | 42 |
| Withdrawn or incomplete | 161 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.4035 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 655 | 6.625% | $265,000 | 1.9% |
| Refinancing | 103 | 5.990% | $295,000 | 0.0% |
| Cash-out refinancing | 52 | 6.750% | $225,000 | 4.9% |
Where NORTHERN MORTGAGE SERVICES, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kent County, MI | 212 | 6.625% | 1.3% |
| Ottawa County, MI | 143 | 6.625% | 0.0% |
| Lorain County, OH | 91 | 6.625% | 2.1% |
| Allegan County, MI | 48 | 6.490% | 0.0% |
| Cuyahoga County, OH | 37 | 6.750% | 7.1% |
| Barry County, MI | 36 | 6.625% | 2.7% |
| Muskegon County, MI | 20 | 6.490% | 0.0% |
| Hampden County, MA | 14 | 6.875% | 0.0% |
| Cumberland County, ME | 11 | 6.490% | 0.0% |
| Ionia County, MI | 11 | 6.375% | 0.0% |
| Kalamazoo County, MI | 11 | 6.625% | 0.0% |
| Montgomery County, OH | 11 | 6.375% | 7.7% |
| Clark County, OH | 10 | 6.995% | 0.0% |
| Penobscot County, ME | 8 | Under 10 loans | 0.0% |
| Montcalm County, MI | 8 | Under 10 loans | 0.0% |
| Campbell County, TN | 8 | Under 10 loans | 0.0% |
| Aroostook County, ME | 7 | Under 10 loans | 12.5% |
| Erie County, OH | 6 | Under 10 loans | 0.0% |
| Newaygo County, MI | 5 | Under 10 loans | 0.0% |
| Kane County, IL | 4 | Under 10 loans | 0.0% |
| Worcester County, MA | 4 | Under 10 loans | 0.0% |
| Calhoun County, MI | 4 | Under 10 loans | 20.0% |
| Eaton County, MI | 4 | Under 10 loans | 0.0% |
| Summit County, OH | 4 | Under 10 loans | 0.0% |
| Knox County, TN | 4 | Under 10 loans | 0.0% |
| Will County, IL | 3 | Under 10 loans | 0.0% |
| Hampshire County, MA | 3 | Under 10 loans | 0.0% |
| Grand Traverse County, MI | 3 | Under 10 loans | 0.0% |
| Oakland County, MI | 3 | Under 10 loans | 0.0% |
| Butler County, OH | 3 | Under 10 loans | 0.0% |
| Franklin County, OH | 3 | Under 10 loans | 0.0% |
| Greene County, OH | 3 | Under 10 loans | 0.0% |
| Miami County, OH | 3 | Under 10 loans | 0.0% |
| Lee County, FL | 2 | Under 10 loans | 0.0% |
| Manatee County, FL | 2 | Under 10 loans | 0.0% |
| DeKalb County, IL | 2 | Under 10 loans | 0.0% |
| Androscoggin County, ME | 2 | Under 10 loans | 0.0% |
| Benzie County, MI | 2 | Under 10 loans | 0.0% |
| Wexford County, MI | 2 | Under 10 loans | 0.0% |
| Huron County, OH | 2 | Under 10 loans | 0.0% |
| Lake County, OH | 2 | Under 10 loans | 0.0% |
| Mahoning County, OH | 2 | Under 10 loans | 0.0% |
| Medina County, OH | 2 | Under 10 loans | 0.0% |
| Preble County, OH | 2 | Under 10 loans | 0.0% |
| Warren County, OH | 2 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Marion County, FL | 1 | Under 10 loans | 0.0% |
| Pasco County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
Get told when this changes
When NORTHERN MORTGAGE SERVICES, LLC’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.