Mortgage Lender Index

AMERICAN FINANCIAL NETWORK, INC.

AMERICAN FINANCIAL NETWORK, INC. received 22,722 applications in 2025 and made 13,125 mortgages, in 1,570 counties across 51 states. The median rate its borrowers got was 6.750% on a median loan of $305,000. Of 15,757 decisions, 2,436 were denials — 15.5%, most often for debt-to-income ratio.

Legal Entity Identifier5493008NWHQT1R22C024
Applications received22,722
Mortgages made13,125
Denied2,436
Approved, not taken up196
Withdrawn or incomplete6,965
Loans bought from other lenders0
Median rate spread over the prime offer rate0.5285 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase10,172 6.750%$315,000 14.0%
Refinancing703 6.375%$355,000 20.3%
Cash-out refinancing2,250 6.750%$265,000 19.9%

Where AMERICAN FINANCIAL NETWORK, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 4006.625%13.7%
Maricopa County, AZ 3456.750%15.3%
Monroe County, MI 2836.625%2.4%
Riverside County, CA 2676.625%13.7%
San Bernardino County, CA 2576.625%13.2%
Marion County, FL 2086.625%9.8%
Mohave County, AZ 1856.500%3.1%
Clark County, NV 1836.490%17.3%
Harris County, TX 1596.875%24.3%
Kings County, NY 1297.250%16.8%
Alachua County, FL 1276.625%3.1%
Horry County, SC 1266.688%16.6%
Wayne County, MI 1176.750%13.5%
Hillsborough County, FL 1167.125%25.0%
Iron County, UT 1146.250%0.9%
Lee County, FL 1116.750%15.8%
Erie County, NY 1036.875%8.0%
Pinellas County, FL 1026.813%13.3%
Orange County, CA 986.875%9.2%
Cook County, IL 987.000%11.6%
Prince George's County, MD 976.990%21.7%
San Diego County, CA 956.875%13.5%
Lake County, IN 896.875%5.2%
Suffolk County, NY 846.750%13.3%
Chesterfield County, VA 846.625%6.6%
Jasper County, IN 836.875%0.0%
Miami-Dade County, FL 817.125%36.2%
Broward County, FL 796.875%36.9%
Nassau County, NY 786.995%11.2%
DeKalb County, GA 756.990%15.7%
Polk County, FL 727.125%16.9%
Orange County, FL 716.875%29.1%
Pasco County, FL 706.813%18.0%
Kern County, CA 696.500%9.0%
Norfolk city, VA 696.500%4.2%
Pinal County, AZ 676.875%22.2%
Bexar County, TX 667.125%18.1%
Palm Beach County, FL 656.990%19.1%
Baltimore County, MD 646.875%14.5%
Prince William County, VA 626.813%14.7%
Dallas County, TX 616.750%15.1%
Queens County, NY 596.875%6.3%
Virginia Beach city, VA 596.500%3.2%
Denton County, TX 576.875%5.0%
Collin County, TX 556.875%5.2%
Duval County, FL 546.875%25.7%
Washoe County, NV 546.625%5.1%
Berkeley County, SC 546.624%20.3%
Ocean County, NJ 526.813%5.5%
Fulton County, GA 517.250%23.9%

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When AMERICAN FINANCIAL NETWORK, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.