Mortgage Lender Index

NVR Mortgage Finance, Inc.

NVR Mortgage Finance, Inc. received 23,048 applications in 2025 and made 16,403 mortgages, in 216 counties across 17 states. The median rate its borrowers got was 6.250% on a median loan of $345,000. Of 20,691 decisions, 4,288 were denials — 20.7%, most often for debt-to-income ratio.

Legal Entity Identifier549300KBWX4NV5Q1E376
Applications received23,048
Mortgages made16,403
Denied4,288
Approved, not taken up0
Withdrawn or incomplete2,357
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.037 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase16,403 6.250%$345,000 20.7%

Where NVR Mortgage Finance, Inc. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Sussex County, DE 6486.625%17.7%
Prince George's County, MD 6326.125%22.1%
Spartanburg County, SC 4735.990%23.3%
Wake County, NC 3725.990%16.2%
Chesterfield County, VA 3635.875%21.4%
Anne Arundel County, MD 3096.125%19.3%
Lorain County, OH 3016.250%15.7%
Mecklenburg County, NC 2816.250%24.3%
Horry County, SC 2686.750%21.2%
Brunswick County, NC 2636.250%16.5%
Allegheny County, PA 2636.625%7.7%
Butler County, PA 2596.500%3.0%
Chester County, PA 2576.500%8.9%
Spotsylvania County, VA 2506.125%26.9%
Greenville County, SC 2365.990%17.2%
New Castle County, DE 2326.688%18.6%
Frederick County, MD 2306.500%14.2%
Rutherford County, TN 1925.990%15.0%
Gloucester County, NJ 1876.500%20.1%
Davidson County, TN 1875.990%20.1%
Harford County, MD 1856.250%26.6%
Delaware County, OH 1756.125%12.1%
Henrico County, VA 1726.125%29.5%
Clermont County, OH 1696.250%10.1%
Laurens County, SC 1585.990%22.2%
Polk County, FL 1555.875%28.2%
Howard County, MD 1546.438%9.9%
Loudoun County, VA 1516.500%11.7%
Fairfax County, VA 1496.375%11.8%
Manatee County, FL 1485.990%26.7%
Washington County, PA 1486.500%4.5%
Prince William County, VA 1456.125%27.9%
Union County, NC 1386.125%12.1%
Kane County, IL 1375.990%15.4%
Montgomery County, OH 1336.250%31.4%
Sumner County, TN 1296.000%22.8%
Kent County, DE 1216.250%37.6%
Cabarrus County, NC 1216.625%26.7%
Summit County, OH 1186.438%20.8%
Lake County, FL 1166.125%27.0%
Pasquotank County, NC 1146.125%31.3%
Berkeley County, WV 1096.250%16.8%
Lancaster County, SC 1086.058%21.7%
Volusia County, FL 1076.125%21.3%
Boone County, IN 1076.250%23.6%
Stark County, OH 1056.375%28.6%
Monmouth County, NJ 1046.563%38.1%
York County, PA 1046.563%6.3%
Greene County, OH 1036.250%8.0%
Warren County, OH 1026.125%7.3%

Get told when this changes

When NVR Mortgage Finance, Inc.’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.