Mortgage Lender Index

PRIMELENDING, A PLAINSCAPITAL COMPANY

PRIMELENDING, A PLAINSCAPITAL COMPANY received 33,320 applications in 2025 and made 24,706 mortgages, in 1,696 counties across 51 states. The median rate its borrowers got was 6.490% on a median loan of $295,000. Of 28,844 decisions, 1,836 were denials — 6.4%, most often for debt-to-income ratio.

Legal Entity Identifier549300121SF0K2LN2804
Applications received33,320
Mortgages made24,706
Denied1,836
Approved, not taken up2,302
Withdrawn or incomplete4,476
Loans bought from other lenders455
Median rate spread over the prime offer rate0.181 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase21,875 6.490%$295,000 4.7%
Refinancing1,427 6.125%$375,000 16.0%
Cash-out refinancing961 6.875%$265,000 19.0%
Other purposes443 7.375%$135,000 17.9%

Where PRIMELENDING, A PLAINSCAPITAL COMPANY lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Denton County, TX 5105.990%5.5%
Greenville County, SC 5076.375%2.6%
Harris County, TX 4326.250%8.2%
Monroe County, NY 4296.875%3.0%
Webb County, TX 4106.000%8.1%
Jackson County, MO 4096.375%2.9%
Maricopa County, AZ 4066.625%8.2%
Tarrant County, TX 3796.490%7.3%
Collin County, TX 3746.175%4.8%
Clay County, MO 3326.490%0.6%
Dallas County, TX 3196.500%10.6%
Midland County, TX 3026.500%7.4%
Bexar County, TX 3006.125%7.0%
Montgomery County, OH 2526.750%2.8%
Taylor County, TX 2456.490%4.1%
Montgomery County, TX 2255.990%5.6%
Benton County, WA 2256.250%1.6%
Lycoming County, PA 2196.250%3.3%
Spartanburg County, SC 2146.250%4.7%
Fort Bend County, TX 2095.990%5.4%
Travis County, TX 2046.490%3.8%
Ector County, TX 2026.375%3.1%
Williamson County, TX 1955.990%2.2%
Anderson County, SC 1936.250%5.5%
Wayne County, MI 1786.875%5.3%
Doña Ana County, NM 1676.250%3.7%
Washoe County, NV 1656.490%4.1%
Marion County, FL 1626.490%7.2%
Buchanan County, MO 1626.375%3.4%
Preble County, OH 1616.750%2.4%
Parker County, TX 1506.250%6.4%
Imperial County, CA 1466.125%4.3%
Johnson County, KS 1416.700%3.9%
Grayson County, TX 1385.250%5.2%
Ellis County, TX 1365.933%9.6%
Anchorage Municipality, AK 1296.375%2.8%
Riverside County, CA 1296.490%5.7%
Kankakee County, IL 1286.625%5.5%
Comal County, TX 1285.933%4.8%
Rockwall County, TX 1245.250%8.0%
Hamilton County, OH 1226.750%6.9%
Platte County, MO 1216.500%3.0%
Orange County, CA 1166.625%10.2%
Cambria County, PA 1156.375%6.2%
South Central Connecticut Planning Region, CT 1096.875%3.2%
Warren County, OH 1086.625%1.7%
Brazoria County, TX 1035.500%4.6%
Missoula County, MT 1006.625%0.9%
Hays County, TX 1005.990%5.1%
Dutchess County, NY 986.750%5.8%

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When PRIMELENDING, A PLAINSCAPITAL COMPANY’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.