SUPERIOR CREDIT UNION, INC.
SUPERIOR CREDIT UNION, INC. received 3,853 applications in 2025 and made 2,256 mortgages, in 107 counties across 19 states. The median rate its borrowers got was 6.500% on a median loan of $105,000. Of 2,808 decisions, 487 were denials — 17.3%, most often for debt-to-income ratio. 635 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900ARL5FDX2OOH702 |
|---|---|
| Applications received | 3,853 |
| Mortgages made | 2,256 |
| Denied | 487 |
| Approved, not taken up | 65 |
| Withdrawn or incomplete | 1,045 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.245 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 903 | 6.375% | $195,000 | 5.8% |
| Refinancing | 282 | 6.500% | $85,000 | 16.4% |
| Cash-out refinancing | 93 | 6.125% | $135,000 | 22.1% |
| Other purposes | 978 | 7.000% | $55,000 | 25.7% |
Where SUPERIOR CREDIT UNION, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Allen County, OH | 709 | 6.625% | 17.9% |
| Auglaize County, OH | 295 | 6.500% | 14.5% |
| Putnam County, OH | 240 | 6.500% | 11.6% |
| Hamilton County, OH | 183 | 6.375% | 18.2% |
| Mercer County, OH | 114 | 6.500% | 7.3% |
| Clermont County, OH | 74 | 6.500% | 13.8% |
| Hardin County, OH | 73 | 7.000% | 13.1% |
| Lucas County, OH | 64 | 7.000% | 27.3% |
| Van Wert County, OH | 59 | 6.750% | 18.4% |
| Warren County, OH | 40 | 6.250% | 9.1% |
| Seneca County, OH | 38 | 6.500% | 25.9% |
| Butler County, OH | 34 | 6.375% | 14.3% |
| Hancock County, OH | 34 | 6.500% | 24.4% |
| Brown County, OH | 29 | 7.250% | 19.4% |
| Defiance County, OH | 23 | 6.500% | 8.0% |
| Shelby County, OH | 22 | 6.500% | 18.5% |
| Logan County, OH | 21 | 6.375% | 19.2% |
| Wood County, OH | 19 | 6.625% | 12.5% |
| Franklin County, OH | 17 | 6.375% | 5.6% |
| Miami County, OH | 17 | 7.000% | 25.0% |
| Dearborn County, IN | 12 | 6.500% | 7.7% |
| Kenton County, KY | 11 | 6.250% | 0.0% |
| Henry County, OH | 10 | 6.500% | 9.1% |
| Campbell County, KY | 9 | Under 10 loans | 0.0% |
| Paulding County, OH | 9 | Under 10 loans | 10.0% |
| Montgomery County, OH | 6 | Under 10 loans | 0.0% |
| Darke County, OH | 5 | Under 10 loans | 16.7% |
| Williams County, OH | 5 | Under 10 loans | 16.7% |
| Franklin County, IN | 4 | Under 10 loans | 0.0% |
| Adams County, OH | 4 | Under 10 loans | 0.0% |
| Delaware County, OH | 4 | Under 10 loans | 20.0% |
| Highland County, OH | 4 | Under 10 loans | 33.3% |
| Sandusky County, OH | 4 | Under 10 loans | 42.9% |
| Steuben County, IN | 3 | Under 10 loans | 0.0% |
| Marion County, OH | 3 | Under 10 loans | 0.0% |
| Ottawa County, OH | 3 | Under 10 loans | 0.0% |
| Union County, OH | 3 | Under 10 loans | 0.0% |
| Lake County, FL | 2 | Under 10 loans | 0.0% |
| Jay County, IN | 2 | Under 10 loans | 0.0% |
| Ohio County, IN | 2 | Under 10 loans | 0.0% |
| Ripley County, IN | 2 | Under 10 loans | 0.0% |
| Boone County, KY | 2 | Under 10 loans | 33.3% |
| Branch County, MI | 2 | Under 10 loans | 20.0% |
| Monroe County, MI | 2 | Under 10 loans | 33.3% |
| Fulton County, OH | 2 | Under 10 loans | 50.0% |
| Grayson County, TX | 2 | Under 10 loans | 0.0% |
| Douglas County, CO | 1 | Under 10 loans | 0.0% |
| New Castle County, DE | 1 | Under 10 loans | 0.0% |
| Citrus County, FL | 1 | Under 10 loans | 0.0% |
| Flagler County, FL | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.