Mortgage Lender Index

M/I FINANCIAL, LLC

M/I FINANCIAL, LLC received 8,501 applications in 2025 and made 7,003 mortgages, in 79 counties across 10 states. The median rate its borrowers got was 5.875% on a median loan of $395,000. Of 8,141 decisions, 231 were denials — 2.8%, most often for debt-to-income ratio.

Legal Entity Identifier549300PXL1KA5TOL2O82
Applications received8,501
Mortgages made7,003
Denied231
Approved, not taken up907
Withdrawn or incomplete360
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.737 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase7,002 5.875%$395,000 2.8%
Refinancing1 Under 10 loansUnder 10 loans 0.0%

Where M/I FINANCIAL, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Bexar County, TX 3644.875%2.2%
Pasco County, FL 3105.375%2.5%
Wake County, NC 2825.875%0.0%
Denton County, TX 2635.500%2.0%
Delaware County, OH 2596.000%0.7%
Collin County, TX 2375.875%3.0%
Orange County, FL 2105.625%4.3%
Montgomery County, TX 2104.875%6.0%
Williamson County, TX 1985.875%0.0%
Franklin County, OH 1906.250%0.9%
Hennepin County, MN 1875.875%0.5%
Will County, IL 1645.875%2.6%
Mecklenburg County, NC 1625.875%0.6%
Harris County, TX 1594.875%3.8%
Manatee County, FL 1545.875%0.0%
Cabarrus County, NC 1526.375%0.0%
Osceola County, FL 1504.875%8.3%
Union County, OH 1326.000%0.0%
Butler County, OH 1295.875%5.2%
Marion County, IN 1274.875%14.4%
Kane County, IL 1235.875%6.1%
Fort Bend County, TX 1204.875%10.2%
Hamilton County, IN 1155.500%7.2%
Tarrant County, TX 1125.688%5.6%
Wright County, MN 985.875%1.8%
Guadalupe County, TX 974.875%5.4%
Montgomery County, OH 945.875%0.0%
Kendall County, IL 935.875%4.6%
Sarasota County, FL 925.875%0.8%
Seminole County, FL 846.000%0.0%
Hendricks County, IN 825.875%5.4%
Johnson County, IN 825.875%0.0%
Galveston County, TX 824.875%5.2%
Union County, NC 805.375%1.2%
Dakota County, MN 785.875%1.2%
Travis County, TX 764.875%0.0%
Hernando County, FL 745.188%1.2%
McHenry County, IL 715.875%1.3%
Washington County, MN 715.875%0.0%
Polk County, FL 645.813%1.3%
Washtenaw County, MI 635.875%1.3%
Hays County, TX 585.625%1.5%
Pickaway County, OH 545.875%0.0%
Dallas County, TX 515.250%3.5%
Scott County, MN 505.875%1.6%
Warren County, OH 505.875%1.6%
Macomb County, MI 485.875%1.7%
Carver County, MN 485.063%0.0%
DuPage County, IL 476.375%4.6%
Greene County, OH 455.625%0.0%

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When M/I FINANCIAL, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.