M/I FINANCIAL, LLC received 8,501 applications in 2025 and made
7,003 mortgages, in 79 counties across 10 states.
The median rate its borrowers got was 5.875% on a median loan of $395,000.
Of 8,141 decisions, 231 were denials — 2.8%, most often for debt-to-income ratio.
Legal Entity Identifier
549300PXL1KA5TOL2O82
Applications received
8,501
Mortgages made
7,003
Denied
231
Approved, not taken up
907
Withdrawn or incomplete
360
Loans bought from other lenders
0
Median rate spread over the prime offer rate
-0.737 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
7,002
5.875%
$395,000
2.8%
Refinancing
1
Under 10 loans
Under 10 loans
0.0%
Where M/I FINANCIAL, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When M/I FINANCIAL, LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.