Mortgage Lender Index

A&D Mortgage LLC

A&D Mortgage LLC received 24,350 applications in 2025 and made 14,636 mortgages, in 1,285 counties across 50 states. The median rate its borrowers got was 6.750% on a median loan of $325,000. Of 17,136 decisions, 2,239 were denials — 13.1%, most often for collateral.

Legal Entity Identifier2549005SIVTHG14U2905
Applications received24,350
Mortgages made14,636
Denied2,239
Approved, not taken up261
Withdrawn or incomplete7,214
Loans bought from other lenders253
Median rate spread over the prime offer rate0.326 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase9,639 6.750%$335,000 10.3%
Refinancing1,802 6.250%$425,000 14.8%
Cash-out refinancing3,195 7.250%$245,000 19.4%

Where A&D Mortgage LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Miami-Dade County, FL 1,6766.990%14.5%
Broward County, FL 9336.990%12.9%
Palm Beach County, FL 4366.990%11.6%
Los Angeles County, CA 3486.625%15.9%
Orange County, FL 3126.875%11.4%
Maricopa County, AZ 2836.375%5.3%
Cook County, IL 2706.625%13.2%
Harris County, TX 2476.875%17.0%
Osceola County, FL 2276.990%10.9%
Lee County, FL 1746.875%15.8%
Queens County, NY 1746.990%12.7%
Polk County, FL 1636.990%13.9%
Orange County, CA 1516.625%13.7%
Clark County, NV 1506.875%10.7%
Pinellas County, FL 1456.875%12.6%
San Diego County, CA 1296.500%14.4%
Riverside County, CA 1256.625%14.3%
Hillsborough County, FL 1196.990%18.9%
Nassau County, NY 1176.875%12.3%
Bronx County, NY 1136.990%15.6%
Dallas County, TX 1116.750%18.3%
Kings County, NY 1016.990%18.1%
Suffolk County, NY 1016.990%19.7%
St. Lucie County, FL 996.990%8.3%
San Bernardino County, CA 966.625%7.7%
Tarrant County, TX 896.875%10.0%
Lake County, FL 816.875%11.6%
Ventura County, CA 776.490%10.5%
Duval County, FL 776.750%12.1%
Mohave County, AZ 746.433%5.1%
Collin County, TX 726.625%17.4%
Lake County, IL 716.625%8.8%
Philadelphia County, PA 717.490%15.1%
Hennepin County, MN 706.433%0.0%
Marion County, FL 696.875%14.8%
Fulton County, GA 696.490%15.7%
Brevard County, FL 686.750%17.7%
Contra Costa County, CA 676.125%13.9%
Richmond County, NY 676.375%12.8%
DuPage County, IL 666.625%7.0%
Alameda County, CA 656.125%5.8%
Volusia County, FL 656.490%13.3%
Gwinnett County, GA 636.625%8.7%
Fairfax County, VA 616.375%6.1%
Ocean County, NJ 606.750%10.3%
Sarasota County, FL 586.933%10.6%
Fort Bend County, TX 586.750%14.7%
Pasco County, FL 577.490%11.9%
Montgomery County, MD 576.500%13.2%
Seminole County, FL 536.875%10.2%

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.