GUARANTEED RATE, INC. received 129,106 applications in 2025 and made
70,579 mortgages, in 2,480 counties across 51 states.
The median rate its borrowers got was 6.550% on a median loan of $345,000.
Of 79,892 decisions, 7,310 were denials — 9.2%, most often for debt-to-income ratio.
21 of its applications carried no county and are counted here but on no county page.
Legal Entity Identifier
549300U3721PJGQZYY68
Applications received
129,106
Mortgages made
70,579
Denied
7,310
Approved, not taken up
2,003
Withdrawn or incomplete
49,214
Loans bought from other lenders
23,244
Median rate spread over the prime offer rate
0.211 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
53,646
6.525%
$345,000
5.0%
Refinancing
7,718
6.125%
$475,000
7.5%
Cash-out refinancing
5,319
6.750%
$305,000
22.5%
Other purposes
3,896
8.950%
$75,000
30.1%
Where GUARANTEED RATE, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When GUARANTEED RATE, INC.’s figures are published for the next year, or restated.
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Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.