Mortgage Lender Index

Loan Funder LLC

Loan Funder LLC received 20,192 applications in 2025 and made 9,296 mortgages, in 1,127 counties across 46 states. The median rate its borrowers got was 9.250% on a median loan of $245,000. Of 11,815 decisions, 2,519 were denials — 21.3%, most often for credit history. 26 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier254900RUCO27MVGTO768
Applications received20,192
Mortgages made9,296
Denied2,519
Approved, not taken up0
Withdrawn or incomplete8,377
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase5,357 10.500%$275,000 21.9%
Refinancing1,159 7.430%$225,000 19.5%
Cash-out refinancing2,780 7.470%$200,000 20.9%

Where Loan Funder LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Cook County, IL 7788.010%14.6%
Suffolk County, NY 49210.250%5.2%
Cuyahoga County, OH 2618.360%17.1%
Philadelphia County, PA 23310.000%25.6%
Nassau County, NY 23210.250%11.5%
Essex County, NJ 17410.250%13.9%
Mercer County, NJ 1657.700%5.2%
Kings County, NY 1609.750%22.7%
Jefferson County, AL 1447.715%14.8%
Queens County, NY 13010.500%15.0%
Jackson County, MO 1237.460%6.1%
Wayne County, MI 1218.520%35.6%
Bronx County, NY 1079.250%10.1%
Monmouth County, NJ 978.450%19.2%
Ocean County, NJ 967.740%11.1%
Shelby County, TN 967.510%20.0%
Marion County, IN 937.550%21.9%
Westchester County, NY 929.750%10.7%
Lake County, IN 877.810%15.5%
Orange County, NY 829.250%22.6%
Will County, IL 777.500%9.4%
Baltimore city, MD 7710.250%39.4%
Los Angeles County, CA 7610.250%38.7%
DuPage County, IL 749.990%7.5%
Harris County, TX 7210.120%49.7%
Union County, NJ 699.750%16.9%
Camden County, NJ 687.705%20.9%
Capitol Planning Region, CT 669.500%12.0%
Naugatuck Valley Planning Region, CT 668.955%4.4%
South Central Connecticut Planning Region, CT 627.920%18.4%
Cumberland County, NJ 6110.500%6.2%
Allegheny County, PA 617.950%24.7%
Lackawanna County, PA 619.750%9.0%
Fulton County, GA 609.250%40.6%
Hudson County, NJ 5910.250%13.2%
Lake County, IL 557.500%11.3%
St. Louis County, MO 557.650%26.7%
Bergen County, NJ 5410.495%11.5%
Passaic County, NJ 5410.250%10.0%
Atlantic County, NJ 508.180%5.7%
Burlington County, NJ 509.750%18.0%
Greater Bridgeport Planning Region, CT 487.465%5.9%
Franklin County, OH 467.765%11.5%
Lee County, FL 449.990%26.7%
Luzerne County, PA 448.515%12.0%
Pinellas County, FL 4310.340%32.8%
Middlesex County, NJ 4310.250%12.2%
Lorain County, OH 437.820%10.4%
Albany County, NY 4210.750%16.0%
Western Connecticut Planning Region, CT 4110.440%16.3%

Get told when this changes

When Loan Funder LLC’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.