Mortgage Research Center, LLC received 178,189 applications in 2025 and made
82,764 mortgages, in 3,026 counties across 51 states.
The median rate its borrowers got was 6.250% on a median loan of $305,000.
Of 116,688 decisions, 32,822 were denials — 28.1%, most often for credit history.
Legal Entity Identifier
549300DD5QQUHO6PCH70
Applications received
178,189
Mortgages made
82,764
Denied
32,822
Approved, not taken up
1,102
Withdrawn or incomplete
61,501
Loans bought from other lenders
46
Median rate spread over the prime offer rate
-0.25 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
68,354
6.250%
$295,000
9.6%
Refinancing
10,434
5.750%
$315,000
51.3%
Cash-out refinancing
3,976
6.250%
$295,000
77.8%
Where Mortgage Research Center, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When Mortgage Research Center, LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.