Mortgage Lender Index

Mortgage Right

Mortgage Right received 2,604 applications in 2025 and made 1,550 mortgages, in 583 counties across 41 states. The median rate its borrowers got was 6.500% on a median loan of $295,000. Of 1,652 decisions, 102 were denials — 6.2%, most often for debt-to-income ratio.

Legal Entity Identifier54930021DZJ9CEN11D61
Applications received2,604
Mortgages made1,550
Denied102
Approved, not taken up0
Withdrawn or incomplete952
Loans bought from other lenders0
Median rate spread over the prime offer rate0.302 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,175 6.500%$295,000 5.9%
Refinancing180 5.750%$380,000 3.7%
Cash-out refinancing194 6.375%$250,000 9.8%
Other purposes1 Under 10 loansUnder 10 loans 50.0%

Where Mortgage Right lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Jefferson County, AL 786.500%2.5%
Shelby County, AL 656.500%4.4%
Washoe County, NV 616.500%0.0%
Marshall County, AL 526.313%1.9%
Montgomery County, OH 376.750%15.9%
Charlotte County, FL 346.625%2.9%
Cherokee County, GA 336.500%8.3%
Lee County, FL 326.563%8.6%
Wayne County, MI 306.563%11.8%
Hamilton County, TN 306.250%3.2%
Jefferson County, KY 276.625%3.6%
Sarasota County, FL 266.625%7.1%
Bradley County, TN 256.125%3.9%
Plymouth County, MA 246.375%7.7%
Hendricks County, IN 186.750%5.3%
Catoosa County, GA 166.188%11.1%
Cobb County, GA 166.625%5.9%
Etowah County, AL 156.250%0.0%
Clark County, NV 156.625%0.0%
Ocean County, NJ 156.500%21.1%
Hamilton County, OH 136.625%7.1%
Warren County, OH 136.625%18.8%
Baldwin County, AL 126.438%14.3%
Mobile County, AL 126.500%20.0%
Pinellas County, FL 126.563%0.0%
Walker County, GA 126.250%0.0%
Bullitt County, KY 126.625%0.0%
Lyon County, NV 126.625%0.0%
St. Clair County, AL 116.625%0.0%
Frederick County, MD 116.250%0.0%
Sacramento County, CA 106.125%0.0%
Hillsborough County, FL 106.375%9.1%
Fulton County, GA 106.875%0.0%
DeKalb County, AL 9Under 10 loans10.0%
Lee County, AL 9Under 10 loans0.0%
Collier County, FL 9Under 10 loans0.0%
Madison County, IL 9Under 10 loans30.8%
Oakland County, MI 9Under 10 loans0.0%
Knox County, TN 9Under 10 loans0.0%
Blount County, AL 8Under 10 loans0.0%
Broward County, FL 8Under 10 loans0.0%
Polk County, FL 8Under 10 loans0.0%
DeKalb County, GA 8Under 10 loans0.0%
York County, SC 8Under 10 loans0.0%
Forsyth County, GA 7Under 10 loans12.5%
Pickens County, GA 7Under 10 loans0.0%
Montgomery County, MD 7Under 10 loans0.0%
Mecklenburg County, NC 7Under 10 loans0.0%
Chester County, PA 7Under 10 loans0.0%
Sequatchie County, TN 7Under 10 loans0.0%

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When Mortgage Right’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.