Mortgage Lender Index

TOWNE MORTGAGE COMPANY

TOWNE MORTGAGE COMPANY received 9,458 applications in 2025 and made 7,371 mortgages, in 1,361 counties across 46 states. The median rate its borrowers got was 6.375% on a median loan of $255,000. Of 8,812 decisions, 391 were denials — 4.4%, most often for debt-to-income ratio. 54 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300R7HGHP2I754087
Applications received9,458
Mortgages made7,371
Denied391
Approved, not taken up1,050
Withdrawn or incomplete646
Loans bought from other lenders522
Median rate spread over the prime offer rate0.29 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase5,860 6.375%$245,000 4.0%
Refinancing701 6.250%$295,000 4.1%
Cash-out refinancing737 6.500%$215,000 7.4%
Other purposes73 6.500%$315,000 10.4%

Where TOWNE MORTGAGE COMPANY lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Cook County, IL 5096.625%3.0%
Harris County, TX 2565.875%2.7%
Lake County, IL 1036.625%0.9%
Muskegon County, MI 816.625%0.0%
Will County, IL 786.625%3.2%
DuPage County, IL 726.625%2.6%
Lauderdale County, AL 695.990%2.6%
Bexar County, TX 696.125%1.3%
Etowah County, AL 686.433%5.1%
Mobile County, AL 685.990%2.6%
Broward County, FL 686.250%8.8%
McHenry County, IL 636.625%2.8%
Genesee County, MI 626.433%0.0%
Lafayette Parish, LA 616.250%4.1%
Maricopa County, AZ 576.125%6.9%
Okaloosa County, FL 566.250%1.7%
Kane County, IL 566.625%3.2%
Montgomery County, TX 555.875%1.7%
Fort Bend County, TX 535.990%3.0%
Baltimore city, MD 516.250%4.9%
Harrison County, MS 506.375%3.5%
Wayne County, MI 496.875%9.1%
El Paso County, CO 486.063%0.0%
Rapides Parish, LA 466.250%0.0%
Duval County, FL 436.125%3.5%
Leon County, FL 415.490%0.0%
Waller County, TX 405.875%0.0%
Elmore County, AL 386.313%2.4%
Jackson County, MI 386.490%6.8%
Lexington County, SC 386.500%6.3%
Tarrant County, TX 386.375%6.5%
Calhoun County, AL 366.250%5.3%
Avoyelles Parish, LA 366.625%0.0%
Bay County, FL 356.000%0.0%
Hillsborough County, FL 346.688%2.4%
Pickens County, GA 346.558%0.0%
Allegheny County, PA 346.188%5.0%
Spartanburg County, SC 346.125%2.6%
Miami-Dade County, FL 326.375%9.1%
Decatur County, GA 325.990%2.8%
Aiken County, SC 316.500%12.2%
Oakland County, MI 306.375%8.1%
Oklahoma County, OK 306.313%0.0%
Richland County, SC 306.625%0.0%
Milwaukee County, WI 286.625%10.0%
Jefferson County, AL 276.250%3.2%
St. Louis County, MO 276.375%5.7%
Thomas County, GA 266.750%0.0%
Greenville County, SC 266.125%9.7%
Anderson County, SC 256.125%3.7%

Get told when this changes

When TOWNE MORTGAGE COMPANY’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.