Mortgage Lender Index

BETTER MORTGAGE CORPORATION

BETTER MORTGAGE CORPORATION received 45,682 applications in 2025 and made 14,567 mortgages, in 2,175 counties across 51 states. The median rate its borrowers got was 7.125% on a median loan of $245,000. Of 27,384 decisions, 12,354 were denials — 45.1%, most often for credit application incomplete.

Legal Entity Identifier549300XY701IELCE5Q08
Applications received45,682
Mortgages made14,567
Denied12,354
Approved, not taken up463
Withdrawn or incomplete18,298
Loans bought from other lenders333
Median rate spread over the prime offer rate0.639 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase6,060 6.500%$365,000 25.3%
Refinancing1,373 6.000%$425,000 36.6%
Cash-out refinancing1,506 8.125%$215,000 49.7%
Other purposes5,628 8.875%$105,000 57.2%

Where BETTER MORTGAGE CORPORATION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 2898.000%51.1%
Maricopa County, AZ 2528.250%41.9%
Cook County, IL 2248.000%49.7%
San Diego County, CA 2157.125%44.1%
King County, WA 2006.938%37.1%
Oklahoma County, OK 1666.625%32.7%
Clark County, NV 1617.375%43.4%
Mecklenburg County, NC 1427.375%39.1%
Orange County, CA 1418.000%49.5%
Tarrant County, TX 1306.625%31.6%
Denton County, TX 1286.625%32.8%
Fulton County, GA 1118.125%48.2%
Harris County, TX 1116.500%43.5%
Collin County, TX 1106.625%36.8%
Multnomah County, OR 1096.625%29.6%
Broward County, FL 1087.938%56.4%
Wake County, NC 1087.125%38.0%
Salt Lake County, UT 1076.875%30.3%
Riverside County, CA 1027.750%50.2%
Weld County, CO 965.625%15.8%
Dallas County, TX 936.500%36.8%
Miami-Dade County, FL 918.000%63.6%
Tulsa County, OK 906.750%24.6%
Snohomish County, WA 887.188%30.2%
Larimer County, CO 876.125%24.8%
Washington County, OR 876.875%24.1%
Sacramento County, CA 856.750%44.4%
Middlesex County, NJ 827.875%34.4%
Orange County, FL 818.125%46.4%
Contra Costa County, CA 807.250%36.7%
Saline County, AR 796.625%22.3%
Travis County, TX 796.490%38.2%
Humboldt County, CA 786.625%14.1%
Capitol Planning Region, CT 788.000%44.5%
Palm Beach County, FL 777.875%55.9%
Alameda County, CA 756.875%43.5%
Santa Clara County, CA 758.000%43.7%
Gwinnett County, GA 738.125%46.5%
Cobb County, GA 727.938%42.3%
Bergen County, NJ 718.125%41.3%
Middlesex County, MA 668.000%45.7%
Oakland County, MI 667.500%46.4%
Hillsborough County, FL 638.000%51.1%
Wayne County, MI 637.375%46.2%
Monmouth County, NJ 637.375%40.6%
Washoe County, NV 607.063%28.7%
Bexar County, TX 586.500%36.8%
Benton County, AR 576.750%28.7%
Duval County, FL 577.750%42.3%
Lee County, FL 576.750%49.6%

Get told when this changes

When BETTER MORTGAGE CORPORATION’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.