EVERETT FINANCIAL, INC. received 28,230 applications in 2025 and made
16,155 mortgages, in 1,604 counties across 51 states.
The median rate its borrowers got was 6.625% on a median loan of $275,000.
Of 18,040 decisions, 1,606 were denials — 8.9%, most often for debt-to-income ratio.
4 of its applications carried no county and are counted here but on no county page.
Legal Entity Identifier
549300XWUSRVVOHPRY47
Applications received
28,230
Mortgages made
16,155
Denied
1,606
Approved, not taken up
279
Withdrawn or incomplete
10,190
Loans bought from other lenders
179
Median rate spread over the prime offer rate
0.564 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
13,658
6.625%
$275,000
7.2%
Refinancing
906
6.125%
$345,000
9.2%
Cash-out refinancing
1,287
6.990%
$235,000
15.4%
Other purposes
304
10.160%
$95,000
39.2%
Where EVERETT FINANCIAL, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When EVERETT FINANCIAL, INC.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.