DIGITAL received 8,289 applications in 2025 and made
3,877 mortgages, in 519 counties across 47 states.
The median rate its borrowers got was 7.740% on a median loan of $155,000.
Of 5,641 decisions, 1,687 were denials — 29.9%, most often for debt-to-income ratio.
Legal Entity Identifier
549300JPGMCMBEJEK584
Applications received
8,289
Mortgages made
3,877
Denied
1,687
Approved, not taken up
77
Withdrawn or incomplete
2,648
Loans bought from other lenders
26
Median rate spread over the prime offer rate
0.54 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
715
6.500%
$385,000
29.2%
Refinancing
240
5.750%
$495,000
28.6%
Cash-out refinancing
863
7.750%
$175,000
24.9%
Other purposes
2,059
7.750%
$105,000
32.2%
Where DIGITAL lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When DIGITAL’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.