Mortgage Lender Index

Every mortgage lender that reported for 2025

4,709 lenders reported under the Home Mortgage Disclosure Act for 2025, and between them made 6,807,732 mortgages. The 200 biggest are below, ranked by loans made; every one of the 4,709 has a page, reachable from any county it lent in or from the search box.

LenderMortgages madeCountiesStatesMedian rateDenied
Rocket Mortgage, LLC 429,3323,09551 6.750%19.9%
UNITED SHORE FINANCIAL SERVICES, LLC 422,1202,93951 6.375%13.9%
CROSSCOUNTRY MORTGAGE, INC. 125,0032,63451 6.625%5.7%
PENNYMAC LOAN SERVICES, LLC 100,8163,01151 6.490%18.5%
JPMorgan Chase Bank, National Association 94,2432,86551 6.375%14.1%
Loandepot.Com, LLC 91,7302,88151 6.625%26.7%
Bank of America, National Association 88,5302,50051 6.000%44.7%
GUILD MORTGAGE COMPANY 86,1112,30650 6.500%4.7%
Mortgage Research Center, LLC 82,7643,02651 6.250%28.1%
Navy Federal Credit Union 80,5472,72651 7.650%32.9%
U.S. Bank National Association 74,6352,70951 6.875%39.5%
Fairway Independent Mortgage Corporation 74,4502,33251 6.625%6.1%
GUARANTEED RATE, INC. 70,5792,48051 6.550%9.2%
CMG MORTGAGE, INC. 70,0202,11051 6.625%5.6%
FREEDOM MORTGAGE CORPORATION 69,9822,87651 6.250%14.6%
DHI MORTGAGE COMPANY, LTD. 69,15960036 4.990%16.2%
Citizens Bank, National Association 68,9022,26451 7.500%32.5%
NEWREZ LLC 66,5672,97251 6.625%35.0%
PNC Bank, National Association 61,2802,09651 7.390%33.8%
MOVEMENT MORTGAGE, LLC 57,7811,83851 6.625%4.8%
Broker Solutions, Inc. 57,2612,93651 6.750%18.0%
LENNAR MORTGAGE, LLC 56,95134830 4.875%16.3%
NATIONSTAR MORTGAGE LLC 52,2172,83551 7.625%18.8%
The Huntington National Bank 51,2031,61250 7.440%31.6%
Wells Fargo Bank, National Association 41,5622,53751 6.250%22.2%
Truist Bank 41,0012,02049 6.490%40.8%
THE LOAN STORE, INC. 40,0381,73151 6.875%12.2%
Fifth Third Bank, National Association 39,5341,56851 7.500%34.0%
UNION HOME MORTGAGE CORP. 37,7671,96950 6.625%6.7%
FIGURE LENDING LLC 33,4152,67651 9.100%29.1%
SPRING EQ, LLC 32,1742,39651 9.200%61.9%
Regions Bank 30,2691,35944 5.625%43.1%
KIND LENDING, LLC 29,4011,84750 6.625%27.2%
STATE EMPLOYEES' 28,39730814 6.250%30.2%
21st Mortgage Corporation 28,0582,71746 10.070%71.8%
Kiavi Funding, Inc. 25,5281,36449 9.950%11.1%
AMERICAN PACIFIC MORTGAGE CORPORATION 24,7831,61650 6.625%10.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY 24,7061,69651 6.490%6.4%
AmeriSave Mortgage Corporation 24,2982,87050 8.000%70.0%
MUTUAL OF OMAHA MORTGAGE, INC. 24,1922,41550 6.375%22.6%
TD Bank, National Association 23,49945919 7.490%35.3%
Manufacturers and Traders Trust Company 23,4461,38951 5.990%32.9%
Paramount Residential Mortgage Group, Inc. 23,4101,66650 6.500%5.0%
Third Federal Savings and Loan Association of Cleveland 21,2981,12430 6.990%35.5%
Coastal Community Bank 21,2442,18744 10.240%3.0%
Prosperity Home Mortgage, LLC 20,8691,37548 6.500%7.8%
VANDERBILT MORTGAGE AND FINANCE, INC. 19,9962,21241 8.750%67.8%
NFM, INC. 18,9201,07450 6.625%2.3%
PULTE MORTGAGE LLC 18,82518726 5.625%15.3%
LOWER, LLC 17,9051,87447 6.500%13.9%
HOMEBRIDGE FINANCIAL SERVICES, INC. 17,3121,81351 10.040%18.5%
BMO Bank National Association 16,5291,09351 8.230%40.5%
LAKEVIEW LOAN SERVICING, LLC 16,4072,57851 6.375%59.1%
NVR Mortgage Finance, Inc. 16,40321617 6.250%20.7%
OCMBC, INC. 16,3371,29149 6.999%12.7%
SOFI BANK, NATIONAL ASSOCIATION 16,1892,38951 7.540%23.4%
EVERETT FINANCIAL, INC. 16,1551,60451 6.625%8.9%
GUARANTEED RATE AFFINITY, LLC 15,9361,07651 6.525%6.8%
Citibank, National Association 15,8121,63951 6.000%24.0%
First National Bank of Pennsylvania 15,80060820 6.490%26.6%
GREENSTATE Credit Union 15,69949741 6.500%10.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 15,3821,41750 6.490%3.4%
FLAT BRANCH MORTGAGE, INC. 15,37076134 6.500%1.2%
AMERICA FIRST Federal Credit Union 15,27128641 6.990%22.5%
CARRINGTON MORTGAGE SERVICES, LLC 15,0852,41451 6.625%54.2%
A&D Mortgage LLC 14,6361,28550 6.750%13.1%
PLAZA HOME MORTGAGE, INC. 14,5942,20651 6.625%30.7%
TRIAD FINANCIAL SERVICES, INC. 14,5792,37747 8.730%47.5%
BETTER MORTGAGE CORPORATION 14,5672,17551 7.125%45.1%
PLANET HOME LENDING, LLC 14,4582,85251 6.125%17.5%
First-Citizens Bank & Trust Company 14,38169945 6.250%22.5%
ZILLOW HOME LOANS, LLC 14,3571,69950 6.500%7.4%
Boeing Employees Credit Union 14,33120317 6.125%26.5%
LAKE MICHIGAN CREDIT UNION 14,27921615 6.740%7.3%
SCHOOLSFIRST 14,224551 6.250%11.7%
Cadence Bank 14,01066930 6.750%19.7%
Arvest Bank 13,36369046 6.875%18.5%
Ameris Bank 13,18479846 6.490%10.5%
AMERICAN FINANCIAL NETWORK, INC. 13,1251,57051 6.750%15.5%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 13,07053416 6.500%1.9%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 12,6571,82651 6.625%10.8%
Plains Commerce Bank 12,5041,48951 6.500%10.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 12,1721,17448 6.625%3.4%
PROVIDENT FUNDING ASSOCIATES, L.P. 12,17095333 6.375%9.4%
AMWEST FUNDING CORP. 12,09190849 6.875%8.2%
Equity Prime Mortgage LLC 12,0662,21351 6.625%19.5%
USAA Federal Savings Bank 11,6932,39751 6.375%37.2%
Bell Bank 11,53460338 6.625%7.1%
AMERICAN FINANCIAL RESOURCES, INC. 11,4441,98650 6.500%7.3%
Summit Credit Union 11,41414013 5.625%15.0%
CHAMPIONS FUNDING, LLC 11,0671,18849 7.625%26.2%
PENTAGON FEDERAL CREDIT UNION 11,0491,73351 7.625%45.9%
Old National Bank 10,95687349 6.250%22.1%
Lendage, LLC 10,8901,31529 11.000%14.7%
VILLAGE CAPITAL & INVESTMENT LLC 10,8582,49450 5.750%25.5%
Morgan Stanley Private Bank, National Association 10,74097251 5.900%4.9%
Click n' Close, Inc. 10,7361,45651 6.750%7.2%
IDAHO CENTRAL CREDIT UNION 10,60813717 7.000%17.8%
DESERT FINANCIAL CREDIT UNION 10,5663212 6.490%26.1%
FIRST COMMUNITY MORTGAGE, INC. 10,3081,23447 6.500%7.1%
SouthState Bank, National Association 9,96651337 6.600%23.0%
RUOFF MORTGAGE COMPANY, INC. 9,93449226 6.750%5.2%
Mountain America Federal Credit Union 9,83025218 7.240%45.0%
GoodLeap, LLC 9,7781,50835 6.625%27.5%
Discover Bank 9,7112,47551 8.680%79.1%
Flagstar Bank, N.A. 9,6561,54051 6.619%35.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. 9,5701,06650 6.625%7.4%
T2 FINANCIAL LLC 9,3071,04049 6.625%6.8%
Loan Funder LLC 9,2961,12746 9.250%21.3%
AMERIHOME MORTGAGE COMPANY, LLC 9,1602,75950 6.500%13.1%
Zions Bancorporation, N.A. 8,98136931 6.625%30.7%
Renasant Bank 8,97665428 6.625%11.6%
University of Wisconsin Credit Union 8,8961199 6.125%15.4%
FIRST COLONY MORTGAGE CORPORATION 8,8311,06750 6.490%5.6%
KBHS HOME LOANS, LLC 8,8218510 5.990%9.8%
Taylor Morrison Home Funding, Inc. 8,8158312 5.500%15.6%
Commerce Home Mortgage, Inc. 8,8041,02748 7.250%14.4%
KeyBank National Association 8,71765043 6.625%32.8%
ENT Credit Union 8,715552 7.500%21.0%
FINANCE OF AMERICA REVERSE LLC 8,6961,47551 6.500%13.3%
SUN WEST MORTGAGE COMPANY, INC. 8,5841,53451 6.125%15.1%
CANOPY MORTGAGE, LLC 8,5591,01249 6.375%3.2%
First Horizon Bank 8,44762545 6.750%25.4%
Ixonia Bank 8,4251,06951 6.750%4.7%
Suncoast Credit Union 8,41616720 7.250%23.3%
Luminate Bank 8,4161,05951 6.625%4.3%
NEW DAY FINANCIAL, LLC 8,3952,33944 6.990%54.3%
ALLIANT CREDIT UNION 8,3591,26750 7.750%34.0%
The Federal Savings Bank 8,2961,99851 6.500%19.1%
ONPOINT COMMUNITY CREDIT UNION 8,178645 7.500%17.5%
VERIDIAN CREDIT UNION 8,15424417 6.490%11.2%
Synergy One Lending, Inc. 8,11579747 6.625%8.0%
Union Savings Bank 8,10532936 6.750%5.3%
DEEPHAVEN MORTGAGE LLC 8,0661,36751 7.500%34.9%
Trustmark National Bank 8,00231524 6.500%14.7%
HOMEXPRESS MORTGAGE CORP. 7,9801,18847 7.375%43.0%
Gateway First Bank 7,95287342 6.500%5.3%
Barrington Bank & Trust Company, National Association 7,7521,59151 6.625%9.1%
PHH Mortgage Corporation 7,6552,43151 6.250%18.3%
CORNERSTONE CAPITAL BANK, SSB 7,64269244 6.375%2.2%
DAS Acquisition Company, LLC 7,56281047 6.625%3.0%
Hometown Equity Mortgage, LLC 7,5401,06750 7.250%46.8%
United Community Bank 7,52935414 6.500%25.4%
Sierra Pacific Mortgage Company, Inc. 7,43493049 6.625%10.2%
Cornerstone First Mortgage, Inc 7,4001,02351 6.750%4.3%
First Heritage Mortgage, LLC 7,38332118 6.350%3.9%
TOWNE MORTGAGE COMPANY 7,3711,36146 6.375%4.4%
The Central Trust Bank 7,28562548 6.500%10.4%
BPL MORTGAGE TRUST, LLC 7,25679047 7.500%13.8%
V.I.P. MORTGAGE, INC. 7,24872243 6.500%3.1%
Bethpage Federal Credit Union 7,2401,01051 6.490%52.8%
FirstBank 7,18592234 6.875%34.0%
STOCKTON MORTGAGE CORPORATION 7,1471,02626 6.625%10.8%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 7,1411631 6.875%14.3%
Waterstone Mortgage Corporation 7,07984148 6.625%4.7%
First Financial Bank 7,07328723 5.990%24.9%
RCN Capital, LLC 7,055051 7.839%46.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 7,03864036 6.625%2.3%
M/I FINANCIAL, LLC 7,0037910 5.875%2.8%
Citadel Servicing Corporation 6,9791,05248 7.500%3.9%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 6,89195745 6.625%4.6%
NBKC BANK 6,8491,38151 6.125%16.3%
COMMUNITYAMERICA CREDIT UNION 6,81741547 6.490%20.0%
Associated Bank, National Association 6,80525621 6.875%27.2%
RF RENOVO MANAGEMENT COMPANY, LLC 6,76758242 9.500%0.3%
First United Bank and Trust Company 6,70528733 6.875%8.1%
Landmark Credit Union 6,671643 6.500%19.6%
INSPIRE HOME LOANS INC. 6,59617417 4.875%11.9%
Nations Lending Corporation 6,5681,21349 6.500%6.2%
EMM LOANS LLC 6,54781636 6.500%4.8%
MEMBERS 1ST 6,47616128 1.990%33.9%
TOTAL MORTGAGE SERVICES, LLC 6,46035839 6.625%5.4%
SWBC MORTGAGE CORPORATION 6,44168336 6.500%4.0%
Fulton Bank, National Association 6,40021917 6.490%23.0%
Northpointe Bank 6,3961,01151 6.625%10.4%
Leader Bank, National Association 6,27445046 6.250%2.4%
POLICE & FIRE 6,2671005 6.240%40.3%
WesBanco Bank, Inc. 6,24839227 6.250%20.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC 6,23297348 7.499%18.9%
MORTGAGE SOLUTIONS OF COLORADO, LLC 6,2241,58547 7.250%6.0%
Alcova Mortgage LLC 6,19255524 6.625%3.2%
Frost Bank 6,1181552 7.570%43.5%
THE GOLDEN 1 6,107561 7.750%37.7%
Charles Schwab Bank, SSB 6,06580151 5.575%5.2%
CHURCHILL MORTGAGE CORPORATION 6,0521,56649 6.625%4.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 6,04174642 6.500%3.9%
FBC MORTGAGE, LLC 6,00053842 5.990%6.6%
BOKF, National Association 5,99549347 6.625%27.5%
Liberty 5,97565444 6.750%7.2%
OriginPoint, LLC 5,97145439 6.600%5.3%
NATIONS DIRECT MORTGAGE, LLC 5,92675845 6.615%7.9%
SPACE COAST CREDIT UNION 5,900523 5.500%35.2%
SECURITYNATIONAL MORTGAGE COMPANY 5,89672246 6.750%14.3%
PENNSYLVANIA STATE EMPLOYEES Credit Union 5,896671 6.640%15.6%
Towne Bank 5,83734320 6.625%6.6%
VELOCIO MORTGAGE L.L.C. 5,812475 4.250%3.9%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 5,8071,33150 6.000%13.5%
NEXERA HOLDING LLC 5,80291649 7.375%14.1%
SUMMIT FUNDING, INC. 5,75965346 6.625%7.8%
Atlantic Coast Mortgage, LLC 5,72943638 6.490%2.1%

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.