Mortgage lenders in Butler County
9,669 mortgages were made in Butler County, Ohio, in 2025, by 413 lenders. The median rate their borrowers got was 6.750% on a median loan of $195,000. Of 12,862 decisions, 2,608 were denials — 20.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Fifth Third Bank, National Association | 767 | 7.750% | $105,000 | 30.4% |
| Rocket Mortgage, LLC | 543 | 6.625% | $185,000 | 19.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 541 | 6.490% | $265,000 | 12.3% |
| Union Savings Bank | 521 | 6.750% | $225,000 | 5.3% |
| First Financial Bank | 437 | 5.990% | $95,000 | 29.5% |
| The Huntington National Bank | 316 | 7.050% | $205,000 | 27.3% |
| U.S. Bank National Association | 269 | 7.850% | $115,000 | 40.7% |
| Third Federal Savings and Loan Association of Cleveland | 226 | 6.990% | $135,000 | 27.8% |
| FIRST COMMUNITY MORTGAGE, INC. | 225 | 6.625% | $245,000 | 4.3% |
| UNION HOME MORTGAGE CORP. | 210 | 6.625% | $255,000 | 3.6% |
| PNC Bank, National Association | 196 | 7.680% | $105,000 | 29.9% |
| GENERAL ELECTRIC CREDIT UNION | 181 | 5.990% | $95,000 | 8.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 175 | 6.750% | $255,000 | 5.3% |
| M/I FINANCIAL, LLC | 129 | 5.875% | $395,000 | 5.2% |
| Guardian Savings Bank | 128 | 6.813% | $205,000 | 14.4% |
| TELHIO | 119 | 8.000% | $75,000 | 19.0% |
| WRIGHT-PATT CREDIT UNION, INC. | 116 | 7.500% | $105,000 | 33.2% |
| FREEDOM MORTGAGE CORPORATION | 114 | 6.250% | $265,000 | 9.1% |
| PENNYMAC LOAN SERVICES, LLC | 114 | 6.499% | $185,000 | 15.7% |
| Mortgage Research Center, LLC | 107 | 6.375% | $285,000 | 21.2% |
| AURGROUP FINANCIAL CREDIT UNION, INC. | 102 | 7.188% | $55,000 | 9.7% |
| DAS Acquisition Company, LLC | 99 | 6.750% | $235,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 93 | 6.490% | $255,000 | 17.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 92 | 6.750% | $225,000 | 1.1% |
| Loandepot.Com, LLC | 91 | 6.990% | $125,000 | 34.0% |
| RUOFF MORTGAGE COMPANY, INC. | 91 | 6.875% | $265,000 | 2.0% |
| Fairway Independent Mortgage Corporation | 86 | 6.990% | $255,000 | 9.5% |
| NEWREZ LLC | 83 | 6.750% | $235,000 | 37.3% |
| KEMBA CREDIT UNION, INC. | 83 | 7.500% | $95,000 | 21.5% |
| Kiavi Funding, Inc. | 77 | 9.950% | $155,000 | 3.6% |
| NATIONSTAR MORTGAGE LLC | 77 | 6.990% | $115,000 | 15.6% |
| FIGURE LENDING LLC | 75 | 9.350% | $65,000 | 17.7% |
| GUARANTEED RATE AFFINITY, LLC | 74 | 6.600% | $265,000 | 3.9% |
| 3RD STREET FINANCIAL CORP. | 70 | 6.500% | $250,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 67 | 6.750% | $235,000 | 8.5% |
| MM LENDING, LLC | 66 | 12.000% | $140,000 | 0.0% |
| SIBCY CLINE MORTGAGE SERVICES, INC. | 60 | 6.875% | $285,000 | 6.3% |
| NFM, INC. | 59 | 6.990% | $235,000 | 3.3% |
| VICTORY MORTGAGE, L.L.C. | 53 | 5.875% | $445,000 | 1.8% |
| GUARANTEED RATE, INC. | 51 | 6.575% | $275,000 | 3.7% |
| NVR Mortgage Finance, Inc. | 51 | 6.250% | $325,000 | 17.7% |
| RAPID MORTGAGE COMPANY | 49 | 6.875% | $255,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 46 | 6.625% | $185,000 | 55.8% |
| Navy Federal Credit Union | 46 | 6.688% | $200,000 | 16.4% |
| Coastal Community Bank | 45 | 10.240% | $55,000 | 0.0% |
| Broker Solutions, Inc. | 45 | 6.875% | $235,000 | 23.7% |
| Synergy One Lending, Inc. | 45 | 6.750% | $245,000 | 4.3% |
| SPRING EQ, LLC | 42 | 9.450% | $75,000 | 57.3% |
| WesBanco Bank, Inc. | 42 | 3.990% | $210,000 | 16.7% |
| LCNB National Bank | 42 | 6.625% | $260,000 | 4.0% |
| RMC HOME MORTGAGE, LLC | 42 | 6.490% | $465,000 | 4.2% |
| Citizens Bank, National Association | 39 | 7.400% | $105,000 | 17.3% |
| The North Side Bank & Trust Company | 39 | 7.000% | $135,000 | 4.6% |
| AmeriSave Mortgage Corporation | 38 | 7.500% | $85,000 | 62.7% |
| Republic Bank & Trust Company | 37 | 6.250% | $145,000 | 14.0% |
| 1st National Bank | 35 | 6.625% | $305,000 | 2.8% |
| SUPERIOR CREDIT UNION, INC. | 34 | 6.375% | $240,000 | 14.3% |
| Cornerstone First Mortgage, Inc | 34 | 6.750% | $225,000 | 5.6% |
| Somerville Bank | 34 | Not published | $205,000 | 4.8% |
| BAYSHORE MORTGAGE FUNDING, LLC | 33 | 6.750% | $245,000 | 5.7% |
| Click n' Close, Inc. | 31 | 6.625% | $225,000 | 8.8% |
| Warsaw Federal Savings and Loan Association | 30 | 6.725% | $160,000 | 11.8% |
| LOWER, LLC | 29 | 6.500% | $265,000 | 17.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 27 | 6.500% | $235,000 | 21.6% |
| Day Air Credit Union, Inc. | 27 | 6.875% | $205,000 | 3.5% |
| Paramount Residential Mortgage Group, Inc. | 27 | 6.875% | $365,000 | 10.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 26 | 8.020% | $90,000 | 7.1% |
| Bank of America, National Association | 26 | 6.125% | $215,000 | 48.1% |
| First Commonwealth Bank | 26 | 6.063% | $130,000 | 20.0% |
| Lendage, LLC | 26 | 11.500% | $55,000 | 15.2% |
| CINFED Federal Credit Union | 26 | 7.250% | $105,000 | 10.3% |
| GoodLeap, LLC | 25 | 6.500% | $115,000 | 22.7% |
| 21st Mortgage Corporation | 24 | 11.220% | $50,000 | 73.3% |
| STOCKTON MORTGAGE CORPORATION | 24 | 7.125% | $240,000 | 7.7% |
| VAN DYK MORTGAGE CORPORATION | 24 | 6.750% | $245,000 | 4.0% |
| T2 FINANCIAL LLC | 24 | 6.750% | $250,000 | 7.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 24 | 6.490% | $225,000 | 4.0% |
| GVC MORTGAGE, INC. | 24 | 6.495% | $240,000 | 4.0% |
| Valley Central Bank | 24 | Not published | $200,000 | 4.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 22 | 6.563% | $490,000 | 31.3% |
| CMG MORTGAGE, INC. | 22 | 6.875% | $285,000 | 0.0% |
| MIAMI UNIVERSITY COMMUNITY | 22 | 7.000% | $105,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 21 | 6.200% | $225,000 | 10.3% |
| AMERICAN HERITAGE LENDING, LLC | 21 | 7.250% | $115,000 | 8.3% |
| DHI MORTGAGE COMPANY, LTD. | 21 | 5.375% | $355,000 | 12.5% |
| Loan Funder LLC | 20 | 9.990% | $125,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 20 | 7.625% | $200,000 | 25.9% |
| THE LOAN STORE, INC. | 20 | 6.875% | $285,000 | 4.6% |
| Discover Bank | 19 | 9.310% | $55,000 | 68.8% |
| LAKEVIEW LOAN SERVICING, LLC | 19 | 6.625% | $165,000 | 48.9% |
| BoxCar Mortgage, LLC | 19 | 6.875% | $275,000 | 12.5% |
| Wells Fargo Bank, National Association | 19 | 6.250% | $235,000 | 24.0% |
| ZILLOW HOME LOANS, LLC | 19 | 6.500% | $215,000 | 4.8% |
| Prosperity Home Mortgage, LLC | 19 | 6.625% | $245,000 | 4.8% |
| VILLAGE CAPITAL & INVESTMENT LLC | 18 | 6.370% | $310,000 | 33.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 18 | 6.750% | $220,000 | 18.2% |
| KeyBank National Association | 18 | 8.063% | $150,000 | 32.1% |
| BPL MORTGAGE TRUST, LLC | 18 | 7.125% | $140,000 | 16.0% |
| CHURCHILL MORTGAGE CORPORATION | 18 | 6.625% | $250,000 | 0.0% |
| RiverHills Bank | 18 | 6.813% | $275,000 | 9.5% |
| NEW DAY FINANCIAL, LLC | 17 | 6.990% | $215,000 | 55.0% |
| PLANET HOME LENDING, LLC | 17 | 6.125% | $265,000 | 22.7% |
| Equity Prime Mortgage LLC | 16 | 6.563% | $285,000 | 15.8% |
| Sharefax Credit Union | 16 | Not published | $85,000 | 22.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 16 | 10.485% | $105,000 | 15.8% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 16 | 6.850% | $160,000 | 0.0% |
| Bath State Bank | 16 | Not published | $255,000 | 0.0% |
| POLARIS HOME FUNDING CORP. | 15 | 6.625% | $225,000 | 5.3% |
| The Park National Bank | 15 | 6.650% | $205,000 | 16.7% |
| Peoples Bank | 14 | 7.245% | $145,000 | 33.3% |
| German American Bank | 14 | 6.625% | $270,000 | 0.0% |
| General Mortgage Capital Corporation | 13 | 6.750% | $295,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 13 | 6.625% | $285,000 | 0.0% |
| The Federal Savings Bank | 12 | 6.375% | $295,000 | 20.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 12 | 6.688% | $175,000 | 16.7% |
| RIVER VALLEY CREDIT UNION, INC. | 12 | 5.750% | $60,000 | 20.0% |
| Peoples First Savings Bank | 12 | Not published | $170,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 11 | 6.625% | $205,000 | 33.3% |
| LENDINGONE, LLC | 11 | 7.500% | $155,000 | 42.1% |
| AMERIHOME MORTGAGE COMPANY, LLC | 11 | 6.375% | $315,000 | 14.3% |
| Liberty | 11 | 6.625% | $215,000 | 26.7% |
| Valon Mortgage, Inc. | 11 | 8.450% | $55,000 | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 11 | 6.250% | $215,000 | 0.0% |
| 254900CTT87ZKAUTIJ37 | 11 | 7.250% | $135,000 | 0.0% |
| KIND LENDING, LLC | 10 | 7.245% | $125,000 | 41.2% |
| ARC HOME LLC | 10 | 7.938% | $175,000 | 9.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | Under 10 loans | Under 10 loans | 70.0% |
| TRIAD FINANCIAL SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 53.7% |
| USAA Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 28.6% |
| FIRST COLONY MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 8 | Under 10 loans | Under 10 loans | 18.2% |
| UNITED MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Stock Yards Bank & Trust Company | 8 | Under 10 loans | Under 10 loans | 11.1% |
| MYCUMORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| PHH Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ENDEAVOR CAPITAL, LLC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CINCINNATI OHIO POLICE | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 6 | Under 10 loans | Under 10 loans | 45.5% |
| The Farmers & Merchants State Bank | 6 | Under 10 loans | Under 10 loans | 30.0% |
| Morgan Stanley Private Bank, National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NATIONS DIRECT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| GUIDANCE RESIDENTIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Miami Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 54.6% |
| Mortgage Right | 5 | Under 10 loans | Under 10 loans | 44.4% |
| EQUITY RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| LIBERTY HOME MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| GUILD MORTGAGE COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FCN Bank, National Association | 5 | Under 10 loans | Under 10 loans | 28.6% |
| V.I.P. MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST OHIO HOME FINANCE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Harrison Building and Loan Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 66.7% |
| Civista Bank | 4 | Under 10 loans | Under 10 loans | 54.6% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| First Merchants Bank | 4 | Under 10 loans | Under 10 loans | 37.5% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 14.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Plains Commerce Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| TOP FLITE FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Heritage Bank, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Union Savings And Loan Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| UIF CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 60.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Spring Valley Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 213 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Butler County
86 FDIC-insured branches from 21 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Fifth Third Bank, National Association | 16 | $2.3 billion |
| First Financial Bank | 13 | $2.0 billion |
| U.S. Bank National Association | 12 | $958.1 million |
| JPMorgan Chase Bank, National Association | 6 | $889.7 million |
| PNC Bank, National Association | 5 | $734.0 million |
| LCNB National Bank | 5 | $177.1 million |
| Bank of America, National Association | 5 | $70.1 million |
| Somerville Bank | 4 | $93.0 million |
| The Huntington National Bank | 3 | $401.9 million |
| Union Savings Bank | 3 | $260.9 million |
| KeyBank National Association | 3 | $130.5 million |
| Valley Central Bank | 2 | $83.4 million |
| Guardian Savings Bank | 1 | $101.8 million |
| The North Side Bank and Trust Company | 1 | $57.4 million |
| Republic Bank & Trust Company | 1 | $24.9 million |
| The Farmers & Merchants State Bank | 1 | $18.8 million |
| The Harrison Building and Loan Association | 1 | $17.1 million |
| 1st National Bank | 1 | $16.4 million |
| Miami Savings Bank | 1 | $8.1 million |
| Woodforest National Bank | 1 | $3.0 million |
| Stock Yards Bank & Trust Company | 1 | $1.4 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Fifth Third Bank, National Association, 7853 Tylersville Rd, West Chester
- JPMorgan Chase Bank, National Association, 2400 N Verity Pkwy, Middletown
Get told when this changes
When the next year’s lending figures are out for Butler County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.