Mortgage Lender Index

GREENSTATE Credit Union

GREENSTATE Credit Union received 21,756 applications in 2025 and made 15,699 mortgages, in 497 counties across 41 states. The median rate its borrowers got was 6.500% on a median loan of $155,000. Of 18,758 decisions, 1,882 were denials — 10.0%, most often for credit history.

Legal Entity Identifier549300W4FT4H1UWPGU95
Applications received21,756
Mortgages made15,699
Denied1,882
Approved, not taken up1,177
Withdrawn or incomplete2,998
Loans bought from other lenders16
Median rate spread over the prime offer rate0.31 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase9,844 6.500%$185,000 9.3%
Refinancing2,220 6.490%$185,000 8.4%
Cash-out refinancing1,308 7.125%$105,000 12.9%
Other purposes2,327 7.240%$65,000 12.7%

Where GREENSTATE Credit Union lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Polk County, IA 1,9066.490%8.4%
Johnson County, IA 1,7966.490%3.7%
Linn County, IA 1,7476.490%6.4%
Cook County, IL 9486.625%13.0%
Black Hawk County, IA 8326.625%6.6%
Scott County, IA 7196.490%5.3%
Winnebago County, IL 7016.625%5.4%
Dallas County, IA 6796.490%4.7%
Dubuque County, IA 3706.490%7.4%
DuPage County, IL 3646.990%8.0%
Kane County, IL 3276.875%3.5%
Will County, IL 2937.000%8.9%
Lake County, IL 2616.750%6.1%
Rock Island County, IL 2596.500%5.0%
Poweshiek County, IA 2446.490%4.0%
Warren County, IA 2146.500%9.4%
Iowa County, IA 1596.500%3.6%
McHenry County, IL 1546.625%7.3%
Washington County, IA 1426.490%5.6%
Cedar County, IA 1376.500%5.9%
Benton County, IA 1366.500%3.9%
Webster County, IA 1366.375%8.1%
Stephenson County, IL 1306.625%8.0%
Boone County, IL 1106.625%9.2%
Jasper County, IA 976.490%7.1%
Story County, IA 966.625%13.2%
Bremer County, IA 946.625%3.0%
Muscatine County, IA 896.500%11.9%
Douglas County, NE 886.240%7.1%
Grundy County, IA 806.625%3.5%
Oakland County, MI 758.090%46.7%
Buchanan County, IA 696.875%5.1%
Clinton County, IA 596.490%6.2%
Jones County, IA 566.563%14.5%
Madison County, IA 566.490%13.2%
DeKalb County, IL 526.938%11.1%
Henry County, IL 516.625%1.9%
Kendall County, IL 516.875%8.3%
Ogle County, IL 516.625%6.9%
Livingston County, MI 458.090%36.4%
Tama County, IA 446.750%9.8%
Boone County, IA 436.500%12.5%
Butler County, IA 406.625%7.0%
Marshall County, IA 386.625%14.3%
Walworth County, WI 386.625%4.9%
Jackson County, IA 356.624%17.0%
Rock County, WI 346.638%9.8%
Washtenaw County, MI 318.090%40.3%
Wayne County, MI 308.590%52.8%
Sarpy County, NE 306.240%2.9%

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When GREENSTATE Credit Union’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.