Mortgage Lender Index

FIRST COLONY MORTGAGE CORPORATION

FIRST COLONY MORTGAGE CORPORATION received 13,160 applications in 2025 and made 8,831 mortgages, in 1,067 counties across 50 states. The median rate its borrowers got was 6.490% on a median loan of $365,000. Of 10,780 decisions, 605 were denials — 5.6%, most often for debt-to-income ratio.

Legal Entity Identifier5493003V40VGM7YDFM54
Applications received13,160
Mortgages made8,831
Denied605
Approved, not taken up1,344
Withdrawn or incomplete2,380
Loans bought from other lenders2,217
Median rate spread over the prime offer rate0.161 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase7,047 6.490%$365,000 4.9%
Refinancing905 6.250%$415,000 6.5%
Cash-out refinancing879 6.875%$295,000 9.9%

Where FIRST COLONY MORTGAGE CORPORATION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Utah County, UT 1,4246.250%1.6%
Salt Lake County, UT 6606.250%3.0%
Brown County, WI 2406.375%2.7%
Washington County, UT 2396.625%1.2%
Los Angeles County, CA 1906.500%6.8%
Cache County, UT 1616.250%1.8%
Davis County, UT 1506.375%3.2%
Bannock County, ID 1376.375%0.7%
Milwaukee County, WI 1246.750%7.9%
Weber County, UT 946.438%3.0%
San Diego County, CA 856.125%10.5%
Clark County, NV 766.490%12.2%
Box Elder County, UT 766.125%2.5%
Montgomery County, PA 716.625%2.5%
Madison County, AL 686.250%1.1%
Waukesha County, WI 686.688%4.7%
Union County, NJ 656.625%10.2%
Riverside County, CA 596.375%8.9%
Ada County, ID 596.499%0.0%
Essex County, NJ 576.500%7.6%
Craighead County, AR 566.125%1.7%
Marinette County, WI 566.375%3.0%
Ocean County, NJ 556.625%9.2%
Miami-Dade County, FL 546.990%18.1%
San Bernardino County, CA 496.500%4.6%
Bonneville County, ID 496.250%0.0%
Middlesex County, NJ 496.490%16.9%
Passaic County, NJ 496.624%7.0%
Bergen County, NJ 476.624%11.3%
Tooele County, UT 446.433%4.4%
Orange County, CA 436.625%9.1%
Ventura County, CA 436.490%2.0%
Payette County, ID 436.490%0.0%
Chester County, PA 436.625%4.0%
Hudson County, NJ 427.250%6.2%
Philadelphia County, PA 427.000%4.2%
Hampden County, MA 416.625%8.2%
Wasatch County, UT 407.063%7.0%
Morris County, NJ 396.625%2.0%
Outagamie County, WI 396.375%0.0%
Malheur County, OR 376.490%4.9%
Capitol Planning Region, CT 366.563%12.2%
Broward County, FL 366.625%8.9%
Harris County, TX 366.250%15.4%
Monmouth County, NJ 356.750%6.5%
Gwinnett County, GA 326.250%5.0%
Kern County, CA 316.625%2.8%
Santa Barbara County, CA 316.375%8.1%
Marion County, FL 306.562%6.1%
Benton County, AR 296.125%6.5%

Get told when this changes

When FIRST COLONY MORTGAGE CORPORATION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.