Mortgage Lender Index

Barrington Bank & Trust Company, National Association

Barrington Bank & Trust Company, National Association received 11,708 applications in 2025 and made 7,752 mortgages, in 1,591 counties across 51 states. The median rate its borrowers got was 6.625% on a median loan of $285,000. Of 8,653 decisions, 788 were denials — 9.1%, most often for debt-to-income ratio.

Legal Entity IdentifierC398JSK21YCXWM603F55
Applications received11,708
Mortgages made7,752
Denied788
Approved, not taken up113
Withdrawn or incomplete3,055
Loans bought from other lenders18
Median rate spread over the prime offer rate0.273 points
FDIC-insured bankYes: Barrington Bank & Trust Company, National Association, 9 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase5,210 6.750%$295,000 7.9%
Refinancing1,536 6.125%$325,000 4.9%
Cash-out refinancing759 6.750%$235,000 19.1%
Other purposes247 6.875%$155,000 21.2%

Where Barrington Bank & Trust Company, National Association lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Cook County, IL 1,4246.625%9.0%
Dane County, WI 4426.375%2.2%
Lake County, IL 3516.625%4.3%
DuPage County, IL 2286.490%4.5%
Will County, IL 1716.625%7.4%
Polk County, IA 1606.625%14.7%
Kane County, IL 1416.875%7.1%
McHenry County, IL 1366.625%0.0%
Los Angeles County, CA 1036.500%3.7%
Winnebago County, IL 846.875%2.3%
Milwaukee County, WI 836.500%15.3%
Flathead County, MT 776.250%9.4%
Waukesha County, WI 686.375%4.2%
Walworth County, WI 596.875%9.2%
Hennepin County, MN 586.813%7.8%
Grand Forks County, ND 556.250%1.8%
Lake County, IN 526.625%10.3%
Racine County, WI 486.500%5.9%
Maricopa County, AZ 436.750%12.2%
Rock County, WI 426.500%10.6%
San Mateo County, CA 396.500%11.1%
Brown County, WI 396.490%4.8%
Kenosha County, WI 386.750%4.7%
Kent County, MI 356.525%14.6%
Outagamie County, WI 356.625%0.0%
Kendall County, IL 346.625%5.6%
Ottawa County, MI 336.625%8.3%
San Diego County, CA 326.188%20.0%
Lee County, FL 326.558%3.0%
Clark County, NV 326.563%15.4%
Winnebago County, WI 326.813%5.9%
Wake County, NC 306.688%3.2%
Allegan County, MI 286.688%0.0%
Dallas County, IA 276.375%9.7%
Riverside County, CA 266.688%7.1%
Jefferson County, WI 256.490%0.0%
Collier County, FL 246.813%17.2%
Dakota County, MN 246.495%11.1%
Door County, WI 246.875%7.4%
Columbia County, WI 236.490%0.0%
Madison County, IA 216.500%4.6%
St. Croix County, WI 216.625%0.0%
Alameda County, CA 206.688%0.0%
Olmsted County, MN 206.750%0.0%
DeKalb County, IL 186.625%0.0%
Calaveras County, CA 176.625%0.0%
Erie County, NY 176.750%19.1%
Harris County, TX 176.490%37.0%
Jasper County, IA 166.313%0.0%
Washington County, MN 166.495%5.9%

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When Barrington Bank & Trust Company, National Association’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.