Mortgage Lender Index

Genesis Capital, LLC

Genesis Capital, LLC received 1,315 applications in 2025 and made 1,286 mortgages, in 200 counties across 34 states. The median rate its borrowers got was 8.750% on a median loan of $995,000. Of 1,313 decisions, 27 were denials — 2.1%, most often for credit history.

Legal Entity Identifier254900114YHTRFBALC74
Applications received1,315
Mortgages made1,286
Denied27
Approved, not taken up0
Withdrawn or incomplete2
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase812 8.500%$815,000 2.1%
Refinancing367 8.750%$2,050,000 2.1%
Cash-out refinancing30 8.750%$2,585,000 0.0%
Other purposes77 8.811%$345,000 2.5%

Where Genesis Capital, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 3208.750%1.5%
King County, WA 958.983%0.0%
San Diego County, CA 748.250%1.3%
Maricopa County, AZ 578.814%1.7%
Orange County, CA 578.250%0.0%
Santa Clara County, CA 408.811%0.0%
Riverside County, CA 388.125%0.0%
San Bernardino County, CA 338.750%0.0%
Pinellas County, FL 218.250%0.0%
Clark County, NV 188.750%0.0%
Hamilton County, OH 178.250%0.0%
Mecklenburg County, NC 149.428%0.0%
San Mateo County, CA 138.850%0.0%
Jackson County, MO 139.000%0.0%
Washoe County, NV 138.300%0.0%
Harris County, TX 118.350%0.0%
Dallas County, TX 108.750%0.0%
Contra Costa County, CA 9Under 10 loans0.0%
Cook County, IL 9Under 10 loans0.0%
Baltimore city, MD 9Under 10 loans18.2%
Kings County, NY 9Under 10 loans10.0%
San Francisco County, CA 8Under 10 loans0.0%
Miami-Dade County, FL 8Under 10 loans0.0%
Johnson County, KS 8Under 10 loans0.0%
Snohomish County, WA 8Under 10 loans0.0%
District of Columbia, DC 7Under 10 loans0.0%
Hillsborough County, FL 7Under 10 loans0.0%
Palm Beach County, FL 7Under 10 loans0.0%
Wake County, NC 7Under 10 loans0.0%
Butler County, OH 7Under 10 loans0.0%
Alameda County, CA 6Under 10 loans0.0%
San Luis Obispo County, CA 6Under 10 loans0.0%
Greater Bridgeport Planning Region, CT 6Under 10 loans0.0%
Gwinnett County, GA 6Under 10 loans0.0%
Multnomah County, OR 6Under 10 loans0.0%
Sacramento County, CA 5Under 10 loans0.0%
Fulton County, GA 5Under 10 loans0.0%
Camden County, NJ 5Under 10 loans0.0%
Essex County, NJ 5Under 10 loans16.7%
Union County, NJ 5Under 10 loans0.0%
Montgomery County, OH 5Under 10 loans0.0%
Travis County, TX 5Under 10 loans0.0%
Fairfax County, VA 5Under 10 loans37.5%
Prince William County, VA 5Under 10 loans0.0%
Virginia Beach city, VA 5Under 10 loans0.0%
Sonoma County, CA 4Under 10 loans0.0%
Southeastern Connecticut Planning Region, CT 4Under 10 loans0.0%
Broward County, FL 4Under 10 loans0.0%
Lee County, FL 4Under 10 loans0.0%
Pasco County, FL 4Under 10 loans0.0%

Get told when this changes

When Genesis Capital, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.