Mortgage Lender Index

NBKC BANK

NBKC BANK received 11,823 applications in 2025 and made 6,849 mortgages, in 1,381 counties across 51 states. The median rate its borrowers got was 6.125% on a median loan of $395,000. Of 8,287 decisions, 1,347 were denials — 16.3%, most often for unverifiable information.

Legal Entity Identifier213800XR2TCBQJSF1X93
Applications received11,823
Mortgages made6,849
Denied1,347
Approved, not taken up91
Withdrawn or incomplete3,536
Loans bought from other lenders16
Median rate spread over the prime offer rate-0.173 points
FDIC-insured bankYes: nbkc bank, 4 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase4,419 6.375%$395,000 9.1%
Refinancing1,835 5.875%$445,000 22.4%
Cash-out refinancing399 6.500%$365,000 36.4%
Other purposes196 6.990%$185,000 38.8%

Where NBKC BANK lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Johnson County, KS 2956.375%8.3%
Jackson County, MO 1846.125%11.1%
Cook County, IL 956.375%25.9%
Maricopa County, AZ 886.063%15.4%
King County, WA 816.375%19.6%
Clark County, NV 746.125%21.7%
Harris County, TX 736.125%13.1%
Clay County, MO 636.250%9.6%
Kitsap County, WA 635.875%7.4%
Mecklenburg County, NC 586.250%12.1%
Pierce County, WA 556.125%15.4%
Platte County, MO 496.250%5.8%
Wake County, NC 496.250%20.6%
Middlesex County, MA 466.000%13.2%
Collin County, TX 446.125%10.2%
Bexar County, TX 426.125%12.5%
Tarrant County, TX 426.250%18.9%
Los Angeles County, CA 416.500%28.3%
Hennepin County, MN 406.125%10.9%
San Diego County, CA 396.375%16.7%
Fairfax County, VA 396.125%13.0%
Jefferson County, CO 386.313%9.5%
Snohomish County, WA 386.433%11.6%
St. Louis County, MO 366.375%20.0%
Benton County, AR 356.375%14.6%
Cass County, MO 336.250%13.2%
Douglas County, NE 336.125%8.3%
Bernalillo County, NM 336.125%13.2%
El Paso County, CO 326.125%8.6%
Dallas County, TX 316.250%24.4%
Anchorage Municipality, AK 305.875%13.9%
Multnomah County, OR 306.313%6.3%
Denton County, TX 305.990%28.6%
Oklahoma County, OK 296.125%6.3%
Allegheny County, PA 296.490%9.4%
Travis County, TX 296.375%12.1%
Montgomery County, MD 276.375%18.2%
Philadelphia County, PA 276.375%20.0%
York County, SC 276.125%3.6%
Broward County, FL 266.313%31.6%
Sedgwick County, KS 266.500%13.3%
Davidson County, TN 266.125%13.3%
Arapahoe County, CO 255.875%10.7%
Fulton County, GA 256.490%10.7%
Pima County, AZ 246.188%11.1%
Orange County, FL 246.000%16.7%
Cobb County, GA 245.995%21.9%
DeKalb County, GA 246.125%22.6%
Ada County, ID 246.125%10.7%
Leavenworth County, KS 246.433%0.0%

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When NBKC BANK’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.