Farm Credit Mid-America received 5,427 applications in 2025 and made
3,693 mortgages, in 1,015 counties across 26 states.
The median rate its borrowers got was 7.000% on a median loan of $325,000.
Of 4,432 decisions, 622 were denials — 14.0%, most often for debt-to-income ratio.
Legal Entity Identifier
5493006JISETNI0GLE61
Applications received
5,427
Mortgages made
3,693
Denied
622
Approved, not taken up
117
Withdrawn or incomplete
995
Loans bought from other lenders
0
Median rate spread over the prime offer rate
0.548 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
2,853
7.000%
$355,000
13.2%
Refinancing
466
7.000%
$255,000
18.4%
Cash-out refinancing
1
Under 10 loans
Under 10 loans
0.0%
Other purposes
373
7.125%
$105,000
14.4%
Where Farm Credit Mid-America lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When Farm Credit Mid-America’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are
not a lender, a broker or a lead generator: this is a notification about published data, not a sales call.
Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.