Sharefax Credit Union
Sharefax Credit Union received 214 applications in 2025 and made 148 mortgages, in 26 counties across 8 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 189 decisions, 29 were denials — 15.3%. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300FB7LY738B0AS28 |
|---|---|
| Applications received | 214 |
| Mortgages made | 148 |
| Denied | 29 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 25 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 55 | Not published | $275,000 | 4.9% |
| Refinancing | 12 | Not published | $285,000 | 14.3% |
| Cash-out refinancing | 14 | Not published | $220,000 | 10.0% |
| Other purposes | 67 | Not published | $55,000 | 23.4% |
Where Sharefax Credit Union lends most
The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Clermont County, OH | 43 | Not published | 18.2% |
| Hamilton County, OH | 42 | Not published | 18.6% |
| Butler County, OH | 16 | Not published | 22.7% |
| Warren County, OH | 13 | Not published | 11.8% |
| Brown County, OH | 7 | Under 10 loans | 12.5% |
| Kenton County, KY | 3 | Under 10 loans | 0.0% |
| Dearborn County, IN | 2 | Under 10 loans | 0.0% |
| Boone County, KY | 2 | Under 10 loans | 0.0% |
| Campbell County, KY | 2 | Under 10 loans | 0.0% |
| Clinton County, OH | 2 | Under 10 loans | 0.0% |
| Montgomery County, OH | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Nassau County, FL | 1 | Under 10 loans | 0.0% |
| Clayton County, GA | 1 | Under 10 loans | 0.0% |
| Hamilton County, IN | 1 | Under 10 loans | 0.0% |
| Lake County, IN | 1 | Under 10 loans | 0.0% |
| Tippecanoe County, IN | 1 | Under 10 loans | 0.0% |
| Russell County, KY | 1 | Under 10 loans | 0.0% |
| Brunswick County, NC | 1 | Under 10 loans | 0.0% |
| Greene County, OH | 1 | Under 10 loans | 0.0% |
| Highland County, OH | 1 | Under 10 loans | 0.0% |
| Union County, OH | 1 | Under 10 loans | 0.0% |
| Saluda County, SC | 1 | Under 10 loans | 0.0% |
| Campbell County, TN | 1 | Under 10 loans | 0.0% |
| Laurel County, KY | 0 | Under 10 loans | Not published |
| Cuyahoga County, OH | 0 | Under 10 loans | Not published |
Get told when this changes
When Sharefax Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.