Home purchase lenders in Sumter County
4,296 home purchase mortgages were made in Sumter County, Florida, in 2025, by 450 lenders. The median rate their borrowers got was 6.625% on a median loan of $275,000. Of 4,751 decisions, 388 were denials — 8.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Citizens First Bank | 1,688 | 6.825% | $285,000 | 1.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 276 | 6.547% | $255,000 | 6.0% |
| Rocket Mortgage, LLC | 158 | 6.750% | $275,000 | 12.2% |
| UNION HOME MORTGAGE CORP. | 150 | 6.750% | $295,000 | 4.4% |
| DHI MORTGAGE COMPANY, LTD. | 132 | 4.750% | $295,000 | 15.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 59 | 6.575% | $295,000 | 1.6% |
| JPMorgan Chase Bank, National Association | 59 | 6.625% | $245,000 | 4.8% |
| Mortgage Research Center, LLC | 56 | 6.250% | $330,000 | 8.2% |
| Navy Federal Credit Union | 56 | 6.000% | $330,000 | 6.6% |
| Fairway Independent Mortgage Corporation | 49 | 6.990% | $265,000 | 5.8% |
| NVR Mortgage Finance, Inc. | 48 | 5.750% | $265,000 | 30.4% |
| FBC MORTGAGE, LLC | 47 | 6.625% | $305,000 | 2.1% |
| PENNYMAC LOAN SERVICES, LLC | 42 | 6.562% | $310,000 | 10.6% |
| Bank of America, National Association | 35 | 6.250% | $295,000 | 18.6% |
| Wells Fargo Bank, National Association | 35 | 6.500% | $255,000 | 5.4% |
| Truist Bank | 35 | 6.490% | $295,000 | 12.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 35 | 6.750% | $275,000 | 2.8% |
| THE MORTGAGE FIRM, INC. | 34 | 6.813% | $295,000 | 2.7% |
| PULTE MORTGAGE LLC | 32 | 4.750% | $345,000 | 22.0% |
| INSPIRE HOME LOANS INC. | 26 | 4.875% | $255,000 | 27.8% |
| USAA Federal Savings Bank | 23 | 6.375% | $315,000 | 32.4% |
| MIDFLORIDA | 23 | 6.250% | $215,000 | 20.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 21 | 6.625% | $285,000 | 12.5% |
| United Southern Bank | 20 | Not published | $230,000 | 16.7% |
| Fifth Third Bank, National Association | 20 | 6.008% | $305,000 | 4.8% |
| GUARANTEED RATE, INC. | 19 | 6.375% | $305,000 | 17.4% |
| NEWREZ LLC | 18 | 6.750% | $235,000 | 25.0% |
| Morgan Stanley Private Bank, National Association | 17 | 6.400% | $345,000 | 5.6% |
| MOVEMENT MORTGAGE, LLC | 17 | 6.250% | $285,000 | 0.0% |
| Broker Solutions, Inc. | 17 | 6.875% | $255,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 16 | 6.750% | $195,000 | 5.3% |
| SouthState Bank, National Association | 16 | 7.100% | $220,000 | 25.0% |
| Suncoast Credit Union | 16 | 5.625% | $245,000 | 5.9% |
| U.S. Bank National Association | 16 | 6.750% | $290,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 16 | 6.688% | $260,000 | 5.9% |
| TRIAD FINANCIAL SERVICES, INC. | 15 | 8.910% | $85,000 | 36.2% |
| NATIONSTAR MORTGAGE LLC | 15 | 6.750% | $245,000 | 6.3% |
| PARK SQUARE HOME MORTGAGE, LLC | 15 | 5.490% | $315,000 | 6.3% |
| FREEDOM MORTGAGE CORPORATION | 15 | 6.625% | $245,000 | 11.8% |
| 21st Mortgage Corporation | 14 | 9.705% | $155,000 | 69.4% |
| CMG MORTGAGE, INC. | 14 | 6.813% | $310,000 | 17.7% |
| THE LOAN STORE, INC. | 14 | 6.990% | $245,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 14 | 6.750% | $260,000 | 0.0% |
| Charles Schwab Bank, SSB | 14 | 5.750% | $415,000 | 0.0% |
| PNC Bank, National Association | 13 | 6.500% | $365,000 | 18.8% |
| Third Federal Savings and Loan Association of Cleveland | 12 | 6.520% | $320,000 | 23.5% |
| KIND LENDING, LLC | 12 | 6.875% | $275,000 | 20.0% |
| Paramount Residential Mortgage Group, Inc. | 11 | 7.250% | $275,000 | 15.4% |
| Plains Commerce Bank | 11 | 6.500% | $235,000 | 15.4% |
| Ixonia Bank | 11 | 6.750% | $255,000 | 15.4% |
| Citizens Bank, National Association | 10 | 7.375% | $290,000 | 16.7% |
| PENTAGON FEDERAL CREDIT UNION | 10 | 6.313% | $315,000 | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 10 | 6.625% | $260,000 | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 10 | 6.495% | $350,000 | 0.0% |
| ALLIANT CREDIT UNION | 10 | 6.625% | $290,000 | 9.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 10 | 6.563% | $260,000 | 0.0% |
| Ameris Bank | 10 | 6.563% | $180,000 | 0.0% |
| Union Savings Bank | 10 | 6.500% | $330,000 | 0.0% |
| Loandepot.Com, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Regions Bank | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TD Bank, National Association | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Tomo Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Credit Union | 7 | Under 10 loans | Under 10 loans | 27.3% |
| MORTGAGE FINANCIAL GROUP, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Equity Prime Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| A&D Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Kiavi Funding, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| RBC Bank, (Georgia) National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FAIRWINDS CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VYSTAR CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| BETTER MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Leader Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALKAN MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CAMPUS USA CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Waterstone Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NextMortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| The Huntington National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TRUSTONE FINANCIAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Central Trust Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Brannen Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Independent Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN BANCSHARES MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 20.0% |
| CLEAREDGE LENDING LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Seacoast National Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| GREENSTATE Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Synergy One Lending, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NETWORK FUNDING, L.P. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Wings Financial Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Associated Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Associated Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Empower Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Partner Mortgage Services | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Gateway First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GERSHMAN INVESTMENT CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DFCU FINANCIAL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Synovus Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The First National Bank of Mount Dora | 2 | Under 10 loans | Under 10 loans | 0.0% |
| POINT MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Advisors Mortgage Group, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ADDITION FINANCIAL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Centra Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GMFS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MID-ISLAND MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PARTNERS Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Marquette Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DUPACO COMMUNITY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Springfield | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITADEL FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Frandsen Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First American Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | Under 10 loans | Under 10 loans | 83.3% |
| COUNTRYPLACE MORTGAGE, LTD. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 250 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.