ATLANTIC BAY MORTGAGE GROUP, L.L.C. received 16,709 applications in 2025 and made
13,070 mortgages, in 534 counties across 16 states.
The median rate its borrowers got was 6.500% on a median loan of $275,000.
Of 13,467 decisions, 252 were denials — 1.9%, most often for debt-to-income ratio.
1 of its applications carried no county and are counted here but on no county page.
Legal Entity Identifier
549300RWXUAFD1WAE410
Applications received
16,709
Mortgages made
13,070
Denied
252
Approved, not taken up
145
Withdrawn or incomplete
3,242
Loans bought from other lenders
216
Median rate spread over the prime offer rate
0.233 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
11,825
6.500%
$275,000
1.7%
Refinancing
659
6.125%
$385,000
2.0%
Cash-out refinancing
581
6.625%
$255,000
5.0%
Other purposes
5
Under 10 loans
Under 10 loans
0.0%
Where ATLANTIC BAY MORTGAGE GROUP, L.L.C. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When ATLANTIC BAY MORTGAGE GROUP, L.L.C.’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are
not a lender, a broker or a lead generator: this is a notification about published data, not a sales call.
Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.