Mortgage Lender Index

Wings Financial Credit Union

Wings Financial Credit Union received 5,134 applications in 2025 and made 3,362 mortgages, in 472 counties across 48 states. The median rate its borrowers got was 7.250% on a median loan of $145,000. Of 4,820 decisions, 825 were denials — 17.1%, most often for debt-to-income ratio. 25 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300HVW3AI97UKTO72
Applications received5,134
Mortgages made3,362
Denied825
Approved, not taken up633
Withdrawn or incomplete314
Loans bought from other lenders258
Median rate spread over the prime offer rate0.0055 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,039 6.250%$325,000 4.4%
Refinancing371 7.250%$145,000 17.7%
Cash-out refinancing133 6.125%$255,000 16.0%
Other purposes1,819 7.250%$85,000 22.9%

Where Wings Financial Credit Union lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Hennepin County, MN 8587.250%18.3%
Dakota County, MN 5347.250%14.0%
Anoka County, MN 1877.250%21.3%
Scott County, MN 1827.250%19.9%
Ramsey County, MN 1507.250%24.3%
Washington County, MN 1457.250%10.9%
Carver County, MN 1187.250%14.1%
Wright County, MN 817.250%21.6%
Dane County, WI 746.625%1.2%
Sherburne County, MN 557.250%16.9%
Crow Wing County, MN 426.625%16.4%
Rice County, MN 387.000%8.0%
St. Louis County, MN 276.750%11.4%
Maricopa County, AZ 256.750%9.1%
Wayne County, MI 247.875%31.8%
Orange County, FL 237.250%3.7%
Lee County, FL 207.000%14.3%
St. Croix County, WI 196.875%27.6%
Outagamie County, WI 166.750%5.9%
Fulton County, GA 157.250%13.6%
Chisago County, MN 137.250%22.7%
Morrison County, MN 136.625%12.5%
King County, WA 137.250%23.8%
Cass County, MN 116.625%21.4%
Le Sueur County, MN 117.250%8.3%
Olmsted County, MN 116.250%15.8%
Clark County, NV 117.000%21.1%
McLeod County, MN 107.250%26.7%
Pierce County, WI 108.750%28.6%
Volusia County, FL 9Under 10 loans0.0%
Goodhue County, MN 9Under 10 loans8.3%
Coweta County, GA 8Under 10 loans9.1%
Oakland County, MI 8Under 10 loans15.4%
Stearns County, MN 8Under 10 loans0.0%
Polk County, WI 8Under 10 loans7.7%
Henry County, GA 7Under 10 loans30.8%
Livingston County, MI 7Under 10 loans0.0%
Washtenaw County, MI 7Under 10 loans12.5%
Columbia County, WI 7Under 10 loans0.0%
Hillsborough County, FL 6Under 10 loans0.0%
Sarasota County, FL 6Under 10 loans30.0%
Cobb County, GA 6Under 10 loans30.8%
Aitkin County, MN 6Under 10 loans0.0%
Douglas County, MN 6Under 10 loans40.0%
Shelby County, TN 6Under 10 loans14.3%
Pierce County, WA 6Under 10 loans0.0%
Rock County, WI 6Under 10 loans0.0%
Waukesha County, WI 6Under 10 loans0.0%
Los Angeles County, CA 5Under 10 loans33.3%
Riverside County, CA 5Under 10 loans0.0%

Get told when this changes

When Wings Financial Credit Union’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.