Mortgage Lender Index

Regions Bank

Regions Bank received 68,710 applications in 2025 and made 30,269 mortgages, in 1,359 counties across 44 states. The median rate its borrowers got was 5.625% on a median loan of $105,000. Of 61,775 decisions, 26,623 were denials — 43.1%, most often for credit history. 1 of its applications carried no county and are counted here but on no county page.

Legal Entity IdentifierEQTWLK1G7ODGC2MGLV11
Applications received68,710
Mortgages made30,269
Denied26,623
Approved, not taken up4,883
Withdrawn or incomplete6,935
Loans bought from other lenders20
Median rate spread over the prime offer rate-0.316 points
FDIC-insured bankYes: Regions Bank, 1,259 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase7,814 6.375%$285,000 19.1%
Refinancing6,519 4.990%$105,000 34.5%
Cash-out refinancing1,295 6.625%$215,000 35.5%
Other purposes14,641 4.990%$55,000 53.2%

Where Regions Bank lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Jefferson County, AL 1,0984.990%42.9%
Davidson County, TN 6404.990%38.6%
Shelby County, AL 6234.990%29.9%
Miami-Dade County, FL 5614.990%50.9%
Pinellas County, FL 5564.990%42.2%
Shelby County, TN 5464.990%54.7%
Hillsborough County, FL 5154.990%42.2%
Madison County, AL 5074.990%37.2%
Mobile County, AL 5044.990%41.4%
Hamilton County, TN 4734.990%37.5%
Knox County, TN 4314.990%34.5%
Orange County, FL 3944.990%44.3%
Baldwin County, AL 3865.875%35.1%
St. Louis County, MO 3704.990%38.3%
Harris County, TX 3366.000%51.0%
Williamson County, TN 3234.990%25.0%
St. Clair County, IL 2934.990%39.3%
Madison County, IL 2734.990%38.9%
Fulton County, GA 2635.875%34.9%
Marion County, IN 2564.990%43.2%
Marion County, FL 2536.125%36.1%
Rutherford County, TN 2534.990%35.4%
Tuscaloosa County, AL 2515.625%35.4%
Pulaski County, AR 2376.000%44.3%
Hinds County, MS 2284.990%52.8%
Santa Rosa County, FL 2144.990%36.8%
St. Charles County, MO 2065.500%27.6%
DeSoto County, MS 2046.250%43.4%
Broward County, FL 1994.990%54.6%
Mecklenburg County, NC 1986.250%28.3%
Pasco County, FL 1965.313%45.3%
East Baton Rouge Parish, LA 1965.875%42.6%
Duval County, FL 1936.125%47.7%
Escambia County, FL 1816.125%38.8%
Montgomery County, AL 1795.875%53.6%
Cobb County, GA 1745.875%42.6%
Bay County, FL 1695.750%42.1%
Rankin County, MS 1684.990%48.6%
Brevard County, FL 1624.990%37.7%
Sumner County, TN 1624.990%35.1%
Jefferson Parish, LA 1595.750%50.4%
Manatee County, FL 1496.000%36.9%
Cherokee County, GA 1484.990%32.5%
Hall County, GA 1465.875%35.2%
Volusia County, FL 1426.000%46.8%
Sarasota County, FL 1415.875%44.1%
Gwinnett County, GA 1415.750%49.3%
Citrus County, FL 1406.125%40.1%
Limestone County, AL 1364.990%39.7%
Lee County, FL 1344.990%52.4%

Get told when this changes

When Regions Bank’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.