Sierra Pacific Mortgage Company, Inc. received 10,545 applications in 2025 and made
7,434 mortgages, in 930 counties across 49 states.
The median rate its borrowers got was 6.625% on a median loan of $355,000.
Of 8,510 decisions, 868 were denials — 10.2%, most often for debt-to-income ratio.
Legal Entity Identifier
254900TTZ395IC926125
Applications received
10,545
Mortgages made
7,434
Denied
868
Approved, not taken up
208
Withdrawn or incomplete
2,035
Loans bought from other lenders
769
Median rate spread over the prime offer rate
0.249 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
5,920
6.625%
$365,000
7.7%
Refinancing
556
6.500%
$405,000
13.4%
Cash-out refinancing
624
6.875%
$295,000
16.3%
Other purposes
334
9.450%
$125,000
26.2%
Where Sierra Pacific Mortgage Company, Inc. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When Sierra Pacific Mortgage Company, Inc.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.