Mid-Continent Funding, Inc.
Mid-Continent Funding, Inc. received 1,612 applications in 2025 and made 900 mortgages, in 547 counties across 24 states. The median rate its borrowers got was 6.500% on a median loan of $275,000. Of 1,190 decisions, 106 were denials — 8.9%, most often for collateral. 11 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300NN0PRX3I4QGG46 |
|---|---|
| Applications received | 1,612 |
| Mortgages made | 900 |
| Denied | 106 |
| Approved, not taken up | 184 |
| Withdrawn or incomplete | 422 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.08 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 650 | 6.625% | $280,000 | 8.0% |
| Refinancing | 86 | 5.750% | $355,000 | 2.9% |
| Cash-out refinancing | 164 | 6.313% | $205,000 | 16.1% |
Where Mid-Continent Funding, Inc. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Duval County, FL | 18 | 6.563% | 14.3% |
| Marion County, FL | 17 | 6.625% | 9.5% |
| Polk County, FL | 14 | 6.438% | 5.0% |
| Lee County, FL | 13 | 6.500% | 6.7% |
| Boone County, MO | 12 | 6.188% | 13.3% |
| Bexar County, TX | 12 | 6.438% | 5.6% |
| Volusia County, FL | 11 | 6.250% | 11.1% |
| Brevard County, FL | 10 | 6.250% | 18.8% |
| Broward County, FL | 10 | 6.438% | 28.6% |
| Manatee County, FL | 10 | 6.375% | 8.3% |
| Miami-Dade County, FL | 10 | 6.500% | 0.0% |
| Cumberland County, NC | 10 | 6.750% | 0.0% |
| Onslow County, NC | 9 | Under 10 loans | 0.0% |
| Harris County, TX | 9 | Under 10 loans | 0.0% |
| Leon County, FL | 8 | Under 10 loans | 0.0% |
| DeKalb County, GA | 8 | Under 10 loans | 0.0% |
| Gwinnett County, GA | 8 | Under 10 loans | 0.0% |
| Bay County, FL | 7 | Under 10 loans | 12.5% |
| Escambia County, FL | 7 | Under 10 loans | 15.4% |
| Pasco County, FL | 7 | Under 10 loans | 27.3% |
| Fulton County, GA | 7 | Under 10 loans | 0.0% |
| Henry County, GA | 7 | Under 10 loans | 12.5% |
| Guilford County, NC | 7 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 6 | Under 10 loans | 11.1% |
| Sarasota County, FL | 6 | Under 10 loans | 12.5% |
| Marion County, IN | 6 | Under 10 loans | 0.0% |
| Johnston County, NC | 6 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 6 | Under 10 loans | 0.0% |
| Rockingham County, NC | 6 | Under 10 loans | 0.0% |
| Hampton city, VA | 6 | Under 10 loans | 0.0% |
| Virginia Beach city, VA | 6 | Under 10 loans | 14.3% |
| Clay County, FL | 5 | Under 10 loans | 0.0% |
| Hernando County, FL | 5 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 5 | Under 10 loans | 16.7% |
| Okaloosa County, FL | 5 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 5 | Under 10 loans | 0.0% |
| Santa Rosa County, FL | 5 | Under 10 loans | 0.0% |
| Greene County, MO | 5 | Under 10 loans | 0.0% |
| Forsyth County, NC | 5 | Under 10 loans | 0.0% |
| Wayne County, NC | 5 | Under 10 loans | 0.0% |
| Richland County, SC | 5 | Under 10 loans | 0.0% |
| Bell County, TX | 5 | Under 10 loans | 0.0% |
| El Paso County, CO | 4 | Under 10 loans | 0.0% |
| Charlotte County, FL | 4 | Under 10 loans | 28.6% |
| Orange County, FL | 4 | Under 10 loans | 14.3% |
| Osceola County, FL | 4 | Under 10 loans | 0.0% |
| Pinellas County, FL | 4 | Under 10 loans | 28.6% |
| Sumter County, FL | 4 | Under 10 loans | 0.0% |
| Brunswick County, NC | 4 | Under 10 loans | 0.0% |
| Iredell County, NC | 4 | Under 10 loans | 20.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.