Mortgage Lender Index

FBC MORTGAGE, LLC

FBC MORTGAGE, LLC received 8,168 applications in 2025 and made 6,000 mortgages, in 538 counties across 42 states. The median rate its borrowers got was 5.990% on a median loan of $345,000. Of 6,466 decisions, 427 were denials — 6.6%, most often for debt-to-income ratio.

Legal Entity Identifier5493005JPZ3LXXMB0S24
Applications received8,168
Mortgages made6,000
Denied427
Approved, not taken up39
Withdrawn or incomplete1,702
Loans bought from other lenders6,240
Median rate spread over the prime offer rate-0.124 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase5,639 5.990%$345,000 6.3%
Refinancing237 6.125%$455,000 11.1%
Cash-out refinancing124 6.625%$325,000 13.3%
Other purposes0 Under 10 loansUnder 10 loans Not published

Where FBC MORTGAGE, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Palm Beach County, FL 3696.250%2.6%
Orange County, FL 2546.433%9.5%
Polk County, FL 1995.875%6.5%
Brevard County, FL 1615.750%10.6%
Osceola County, FL 1445.813%11.0%
Lake County, FL 1426.375%8.3%
Maricopa County, AZ 1406.313%2.1%
Bay County, FL 1396.375%1.4%
Volusia County, FL 1376.625%7.4%
Lexington County, SC 1325.490%7.7%
Shelby County, AL 1186.250%3.3%
Pasco County, FL 1175.250%3.3%
Seminole County, FL 1166.688%5.7%
Hillsborough County, FL 1096.125%8.4%
Horry County, SC 1075.375%7.0%
Manatee County, FL 944.990%3.1%
Escambia County, FL 835.375%3.5%
St. Lucie County, FL 814.990%13.8%
Clark County, NV 756.625%1.3%
Richland County, SC 725.490%6.5%
Sumter County, SC 725.188%4.0%
Pickens County, SC 715.375%4.1%
Daviess County, KY 634.990%0.0%
Miami-Dade County, FL 626.313%11.4%
Warren County, KY 624.990%4.6%
San Bernardino County, CA 616.250%3.1%
Duval County, FL 614.990%13.9%
Pinellas County, FL 616.490%6.0%
Sarasota County, FL 615.990%1.6%
Greenville County, SC 615.490%10.1%
Marion County, FL 605.990%9.0%
Spartanburg County, SC 595.490%15.7%
Jefferson County, AL 546.188%0.0%
Sumter County, FL 536.625%1.8%
York County, PA 525.990%1.9%
St. Clair County, AL 506.250%2.0%
Aiken County, SC 505.375%13.8%
Nash County, NC 454.990%0.0%
Anderson County, SC 455.490%4.3%
Orange County, TX 446.490%6.4%
Warrick County, IN 414.990%0.0%
Fulton County, GA 406.490%9.1%
Johnston County, NC 405.750%9.1%
Vanderburgh County, IN 394.990%0.0%
Flagler County, FL 385.438%4.9%
Harnett County, NC 385.558%5.0%
Richmond County, GA 345.490%8.1%
Kershaw County, SC 345.490%10.5%
Santa Rosa County, FL 335.990%2.9%
Okaloosa County, FL 314.990%0.0%

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When FBC MORTGAGE, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.