United Southern Bank
United Southern Bank received 172 applications in 2025 and made 126 mortgages, in 13 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $255,000. Of 153 decisions, 16 were denials — 10.5%.
| Legal Entity Identifier | 549300CN9XK83EUACJ34 |
|---|---|
| Applications received | 172 |
| Mortgages made | 126 |
| Denied | 16 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 19 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: United Southern Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 99 | Not published | $255,000 | 8.0% |
| Refinancing | 15 | Not published | $285,000 | 16.7% |
| Other purposes | 12 | Not published | $120,000 | 18.2% |
Where United Southern Bank lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lake County, FL | 73 | Not published | 9.0% |
| Sumter County, FL | 22 | Not published | 15.4% |
| Orange County, FL | 11 | Not published | 0.0% |
| Marion County, FL | 6 | Under 10 loans | 12.5% |
| Citrus County, FL | 4 | Under 10 loans | 0.0% |
| Polk County, FL | 3 | Under 10 loans | 0.0% |
| Volusia County, FL | 3 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Leon County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Seminole County, FL | 1 | Under 10 loans | 50.0% |
| Hillsborough County, FL | 0 | Under 10 loans | 100.0% |
| Levy County, FL | 0 | Under 10 loans | 100.0% |
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When United Southern Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.