MIDFLORIDA received 9,203 applications in 2025 and made
3,729 mortgages, in 128 counties across 28 states.
The median rate its borrowers got was 6.375% on a median loan of $105,000.
Of 7,847 decisions, 4,024 were denials — 51.3%, most often for credit history.
Legal Entity Identifier
549300K7224BC1IAX207
Applications received
9,203
Mortgages made
3,729
Denied
4,024
Approved, not taken up
94
Withdrawn or incomplete
1,356
Loans bought from other lenders
0
Median rate spread over the prime offer rate
-0.058 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
993
6.375%
$305,000
37.7%
Refinancing
714
6.240%
$110,000
36.4%
Cash-out refinancing
146
6.125%
$220,000
42.8%
Other purposes
1,876
6.490%
$65,000
60.0%
Where MIDFLORIDA lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When MIDFLORIDA’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.