Bank of Springfield
Bank of Springfield received 1,201 applications in 2025 and made 957 mortgages, in 135 counties across 31 states. The median rate its borrowers got was 6.750% on a median loan of $185,000. Of 1,040 decisions, 80 were denials — 7.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300XAJENHWRM32Z86 |
|---|---|
| Applications received | 1,201 |
| Mortgages made | 957 |
| Denied | 80 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 161 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.226 points |
| FDIC-insured bank | Yes: Bank of Springfield, 18 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 715 | 6.701% | $205,000 | 5.8% |
| Refinancing | 148 | 6.800% | $165,000 | 7.4% |
| Cash-out refinancing | 41 | 6.750% | $165,000 | 29.3% |
| Other purposes | 53 | 7.500% | $65,000 | 11.7% |
Where Bank of Springfield lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sangamon County, IL | 409 | 6.701% | 3.5% |
| Madison County, IL | 83 | 7.250% | 8.8% |
| Champaign County, IL | 63 | 6.500% | 7.4% |
| St. Louis County, MO | 46 | 7.000% | 13.2% |
| St. Charles County, MO | 37 | 6.625% | 14.0% |
| St. Clair County, IL | 27 | 6.950% | 3.6% |
| Adams County, IL | 25 | 6.550% | 10.7% |
| Morgan County, IL | 16 | 6.625% | 20.0% |
| St. Louis city, MO | 16 | 7.200% | 23.8% |
| McLean County, IL | 15 | 6.400% | 6.3% |
| Christian County, IL | 10 | 6.450% | 9.1% |
| Logan County, IL | 9 | Under 10 loans | 10.0% |
| Macoupin County, IL | 9 | Under 10 loans | 18.2% |
| Menard County, IL | 9 | Under 10 loans | 0.0% |
| Cook County, IL | 7 | Under 10 loans | 0.0% |
| Jefferson County, MO | 7 | Under 10 loans | 12.5% |
| Lincoln County, MO | 7 | Under 10 loans | 0.0% |
| Franklin County, MO | 6 | Under 10 loans | 0.0% |
| Warren County, MO | 6 | Under 10 loans | 0.0% |
| Macon County, IL | 5 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 4 | Under 10 loans | 0.0% |
| Collier County, FL | 4 | Under 10 loans | 0.0% |
| Sumter County, FL | 4 | Under 10 loans | 0.0% |
| Piatt County, IL | 4 | Under 10 loans | 0.0% |
| Camden County, MO | 4 | Under 10 loans | 0.0% |
| Jackson County, MO | 4 | Under 10 loans | 0.0% |
| Bond County, IL | 3 | Under 10 loans | 0.0% |
| Cass County, IL | 3 | Under 10 loans | 0.0% |
| Monroe County, IL | 3 | Under 10 loans | 0.0% |
| Peoria County, IL | 3 | Under 10 loans | 0.0% |
| Schuyler County, IL | 3 | Under 10 loans | 25.0% |
| Tazewell County, IL | 3 | Under 10 loans | 0.0% |
| Lancaster County, NE | 3 | Under 10 loans | 0.0% |
| Pulaski County, AR | 2 | Under 10 loans | 0.0% |
| Broward County, FL | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 2 | Under 10 loans | 33.3% |
| Sarasota County, FL | 2 | Under 10 loans | 0.0% |
| Wilkes County, GA | 2 | Under 10 loans | 0.0% |
| Mason County, IL | 2 | Under 10 loans | 33.3% |
| Pike County, IL | 2 | Under 10 loans | 0.0% |
| Vermilion County, IL | 2 | Under 10 loans | 33.3% |
| Will County, IL | 2 | Under 10 loans | 0.0% |
| Williamson County, IL | 2 | Under 10 loans | 0.0% |
| Boone County, MO | 2 | Under 10 loans | 0.0% |
| Marion County, MO | 2 | Under 10 loans | 0.0% |
| Pike County, MO | 2 | Under 10 loans | 0.0% |
| Putnam County, MO | 2 | Under 10 loans | 0.0% |
| Ralls County, MO | 2 | Under 10 loans | 0.0% |
| Denton County, TX | 2 | Under 10 loans | 33.3% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Bank of Springfield’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.