Mortgage Lender Index

First Horizon Bank

First Horizon Bank received 13,363 applications in 2025 and made 8,447 mortgages, in 625 counties across 45 states. The median rate its borrowers got was 6.750% on a median loan of $275,000. Of 11,719 decisions, 2,972 were denials — 25.4%, most often for debt-to-income ratio.

Legal Entity IdentifierCOOWI3L2W9TPYR3WJX37
Applications received13,363
Mortgages made8,447
Denied2,972
Approved, not taken up300
Withdrawn or incomplete1,644
Loans bought from other lenders1,000
Median rate spread over the prime offer rate0.076 points
FDIC-insured bankYes: First Horizon Bank, 416 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase4,494 6.500%$365,000 8.8%
Refinancing1,517 7.260%$205,000 25.7%
Cash-out refinancing258 6.625%$245,000 29.5%
Other purposes2,178 7.380%$110,000 44.3%

Where First Horizon Bank lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Shelby County, TN 4637.130%39.1%
Knox County, TN 3367.250%24.9%
Orleans Parish, LA 3356.500%13.6%
Dallas County, TX 3086.500%6.1%
Davidson County, TN 2786.875%25.7%
Harris County, TX 2516.250%18.9%
Pulaski County, AR 2156.500%20.1%
Jefferson Parish, LA 1986.500%16.6%
Hamilton County, TN 1957.250%29.6%
Williamson County, TN 1777.250%26.5%
Lafayette Parish, LA 1697.250%31.0%
Monroe County, FL 1626.375%29.4%
Miami-Dade County, FL 1497.010%35.5%
East Baton Rouge Parish, LA 1357.240%13.0%
Fulton County, GA 1296.750%15.3%
St. Tammany Parish, LA 1086.500%14.1%
Sumner County, TN 997.260%28.2%
Jefferson County, AL 976.750%23.4%
Blount County, TN 977.250%18.0%
Rutherford County, TN 947.250%32.4%
Washington County, TN 907.250%29.6%
Baldwin County, AL 876.750%13.9%
Palm Beach County, FL 817.250%28.8%
Benton County, AR 796.500%14.9%
Hillsborough County, FL 786.438%19.0%
Sullivan County, TN 767.250%34.4%
Forsyth County, NC 737.260%27.6%
Washington County, AR 726.563%16.3%
Broward County, FL 686.825%30.4%
DeKalb County, GA 676.625%6.6%
Cobb County, GA 666.500%10.4%
Calcasieu Parish, LA 666.375%38.5%
St. Charles County, MO 656.625%8.5%
Mecklenburg County, NC 636.770%20.5%
Collin County, TX 616.625%8.8%
Orange County, FL 606.625%25.9%
DeSoto County, MS 587.260%30.3%
Craighead County, AR 566.750%17.7%
Saline County, AR 556.500%16.4%
Greene County, TN 557.260%36.8%
Wilson County, TN 547.250%36.4%
Pinellas County, FL 516.625%17.5%
Collier County, FL 507.250%35.4%
Lee County, FL 487.250%36.3%
Durham County, NC 487.260%32.4%
Randolph County, AR 476.750%29.2%
Mobile County, AL 467.188%5.9%
Wake County, NC 467.250%28.4%
Tarrant County, TX 456.500%10.0%
Maury County, TN 437.250%29.5%

Get told when this changes

When First Horizon Bank’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.